Stand-up comedian Kunal Kamra, who was banned from flying with IndiGo airlines for six months amid recent controversies, has now sent a legal notice to the airlines demanding a public apology and an amount of Rs 25 lakh for “causing mental pain and agony”, as well as the revocation of the ban.
On Tuesday, IndiGo airlines had suspended the comedian from flying with the airlines for six months following his ‘unacceptable behaviour’ onboard the flight. This came after Kamra had posted a video on social media on Tuesday, which shortly went viral. In the video, it could be heard that the comedian was throwing a series of questions at an anchor of a popular broadcast news media network, Arnab Goswami, inside an IndiGo airlines flight. The comedian was also heard making several comments regarding the anchor’s journalistic ethics.
IndiGo airlines had also tagged the Ministry of Civil Aviation and Union Minister of Civil Aviation Hardeep Singh Puri in the Twitter post where it informed of the ban.
@MoCA_GoI @HardeepSPuri In light of the recent incident on board 6E 5317 from Mumbai to Lucknow, we wish to inform that we are suspending Mr. Kunal Kamra from flying with IndiGo for a period of six months, as his conduct onboard was unacceptable behaviour. 1/2
— IndiGo (@IndiGo6E)
Union Minister Hardeep Puri also called Kunal Kamra’s behaviour “offensive” and “designed to provoke and create disturbance inside an aircraft”. It is “unacceptable and endangers the safety of air travellers,” he said. Following the precedent set by Indigo; Air India, SpiceJet, and GoAir airlines, too, had on Wednesday suspended stand-up comedian Kunal Kamra from flying with the airlines until further notice.
However, several critics later pointed out the reported inconsistency in the airline’s actions. It has been highlighted that, according to the Director General of Civil Aviation (DGCA) guidelines, the normal procedure regarding any complaint dictates that an internal committee be formed by the airlines within 30 days to probe the complaint. Moreover, the committee’s decision can later be challenged in an appellate body of the Ministry of Civil Aviation and a court. Without following any of these procedures, a direct ban of six months seems somewhat arbitrary, critics have pointed out.
Moreover, DGCA guidelines list three categories of passengers who are prevented from flying. The category which matches Kamra’s alleged actions – “disruptive behaviour” – only carries a three-month ban. The other two which are unlikely to match the comedian’s actions – “physically abusive behaviour” and “endangering aircraft and passengers” – carry six-months and two-years bans respectively.
Moreover, the pilot who was operating the flight has now pitched in his opinions on the matter. The pilot has penned a letter to the airlines expressing his concerns over the airlines taking action ‘without consulting the Pilot-in-Command’.
In the letter that the pilot of the aircraft has now penned to the airlines, he stated that he did not observe any physical contact between the two individuals involved in the controversy. Moreover, he said that he had noticed Kamra was gesticulating to Goswami, who was unresponsive.
“I did not observe any physical contact between the two gentlemen at any point. I made a Passenger Address to the cabin asking the gentleman standing in the passenger aisle near Row 1 to return to his seat,” the pilot expressed in his letter.
The pilot further penned that even though Kamra’s behaviour was unacceptable and verbally abusive, he had complied with the instructions of the flight crew.
TEHRAN: A Ukrainian airliner carrying at least 170 people crashed shortly after takeoff from Tehran on Wednesday, killing all on board, Iran state media reported.
The Boeing 737 had left Tehran’s international airport bound for Kiev, semi-official news agency ISNA said.
“Obviously it is impossible that passengers” on flight PS-752 are alive, Red Crescent head Morteza Salimi told semi-official news agency ISNA, adding that 170 passengers and crew had boarded the plane.
State news agency IRNA said 167 passengers and nine crew members had boarded the aircraft, which was operated by Ukraine International Airlines.
Ukrainian President Volodymyr Zelensky confirmed all those on board the plane were killed.
“According to preliminary data, all passengers and crew members are dead,” he wrote on Facebook of the Ukraine International Airlines plane, which was bound for Kiev.
The Red Crescent said teams were assisted by soldiers and firefighters in the effort to recover bodies.
“After six o’clock (0230 GMT) this morning we were informed that a passenger plane crashed in the vicinity of Shahriar,” said Shahin Fathi, the head of its search and rescue unit.
“All operational teams were dispatched to the area,” he told state television. “Unfortunately… we haven’t found anyone alive.”
“Everyone is helping so that we can gather all the bodies that have been scattered in a wide area,” said Fathi.
Press TV, state television’s English-language news broadcaster, said the plane went down in the vicinity of Parand, a city in Tehran province.
The crash was likely to have been caused by “technical difficulties”, it reported, citing Ali Khashani, spokesman for Imam Khomeini International Airport.
“The plane caught fire after crashing,” said Press TV.
A video aired by the state media broadcaster appeared to show the plane already on fire, falling from the sky.
American airline manufacturer Boeing tweeted: “We are aware of the media reports out of Iran and we are gathering more information.”
The crash came shortly after Iran said it fired missiles at Iraqi bases in revenge for the killing of one of the Islamic republic’s top military commanders in a US drone strike on Friday.
Following the missile strikes, the US Federal Aviation Administration (FAA) said it was banning US-registered carriers from flying over Iraq, Iran and the Gulf after rocket attacks on US forces in Iraq.
“The (FAA) issues Notices to Airmen tonight outlining flight restrictions that prohibit US civil aviation operators from operating in the airspace over Iraq, Iran and the waters of the Persian Gulf and the Gulf of Oman,” it said in a statement.
“The FAA will continue closely monitoring events in the Middle East.”
Iran launched the missiles after a US drone strike killed Qasem Soleimani, a hugely popular figure who headed the foreign operations arm of the Islamic Revolutionary Guard Corps.
Supreme leader Ayatollah Ali Khamenei vowed “severe revenge” for the assassination and declared three days of mourning following the assassination which shocked the Islamic republic.
The assassination of Soleimani set off an escalating war of words between Iran and the US.
In Tehran, President Hassan Rouhani on Monday warned Trump to “never threaten” Iran, after the US leader issued a US strike list of 52 targets in the Islamic republic. -AFP
If you qualify for Bank of America Preferred Rewards, the Bank of America®️ Premium Rewards®️ Visa®️ credit card has the potential to be quite a lucrative card to use on everyday spending. For those who prefer other banks, there are better earning travel cards available. Card Rating*: ⭐⭐⭐½
*Card Rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.
I’ll be honest. I haven’t always been a fan of Bank of America credit cards. Though affordable with low or nonexistent annual fees, most lacked the perks that I’ve always associated with my favorite cards. However, the more familiar I get with the Preferred Banking Rewards program (and the more useful fixed-value points currencies become), the more I see the benefits of having a Bank of America card.
This card isn’t like other products that have $450 annual fees and a ton of perks; this card has a modest $95 annual fee and a more modest selection of benefits. Still, it offers great flexibility in redeeming points and yields extraordinary earn rates if you can maximize BofA’s Preferred Banking Rewards program.
In This Post
Who is this card for?
The Premium Rewards credit card has wide appeal to both points fans and credit card novices. It might not have the most lucrative points or numerous transfer partners, but what it does offer is flexibility.
I think of it as a stress-free travel card, since points are worth 1 cent apiece no matter what you redeem them for — you don’t have to worry about getting the maximum value out of every point, which can sometimes be time-consuming and frustrating.
If you like the idea of redeeming your points as a statement credit against big purchases that aren’t covered by points — such as new luggage or a TV — then this would be the card to get. You can redeem points for any purchase, whether it’s a flight, a new car or an over-the-top dinner. The points function essentially like cash.
The Premium Rewards card is also a strong option for those who tend to spend in broad bonus categories like travel and dining (2x and up with this card), but who also want solid rewards (1.5x and up) for non-category bonus spend.
The earning rate is even better if you’re already a Bank of America customer and can maximize the Preferred Rewards Program (more on that later).
It’s also a great choice for semi-frequent travelers since it comes with valuable perks like an up to $100 Global Entry/TSA PreCheck credit, an up to $100 airline credit, trip delay/cancellation insurance, baggage loss/delay insurance and no foreign transaction fees, so you won’t be hit with any surprise charges when using your card abroad.
With the Premium Rewards card, you’ll receive 50,000 bonus points after spending $3,000 on purchases in the first 90 days of account opening. These points have a fixed value of 1 cent each, meaning that 50,000 points are worth $500. This far from the most lucrative bonus out there, but $500 can go a long way towards airfare, hotel costs or anything in between.
When you consider that BofA is essentially paying you $5 every year (after you redeem the up to $100 airline credit) to have this card, you’re basically getting $500 for free just for signing up and meeting the minimum spend. Use the sign-up bonus to treat yourself to something extravagant, like a helicopter or private jet ride on Blade.
While Bank of America doesn’t have any published restrictions that apply specifically to earning welcome bonuses, remember that it does have a 2/3/4 rule when it comes to card applications. You can only get approved for two Bank of America cards in a two-month period, three cards in a 12-month period and four cards in a 24-month period.
There have also been recent reports of a threshold similar to Chase’s 5/24 rule that limits how many cards across issuers you can get within a year in order to be approved for a new BoA card, though the exact threshold is uncertain and Bank of America has not confirmed the existence of a set policy.
Perks and benefits
While the Premium Rewards card doesn’t hold a candle to top-tier cards like The Platinum Card® from American Express, it does come with a nice set of perks for the low annual fee — a lot more than basically any other mid-tier card out there. Here are my favorite perks and their value:
$100 airline incidental credit. This credit works like the Amex airline fee credit in that you can only use it for purchases such as seat upgrades, baggage fees, in-flight services and lounge fees (though not airfare). You receive the credit every year and if you’re able to use the full amount, you’re essentially getting paid $5 a year to be a cardholder. Unfortunately, it’s not as flexible as the Chase Sapphire Reserve’s travel credit or the Citi Prestige’s air travel credit, but it’s still a great benefit for someone who travels a few times a year. It only works on certain domestic airlines but it’s processed automatically, so you don’t have to call in and apply it to a certain purchase.
Global Entry. I love having Global Entry — it’s saved me from standing in countless hours of security and customs lines. Premium Rewards cardmembers get an up to $100 credit (every four years) that can be applied toward purchasing Global Entry or TSA PreCheck. It’s surprising that this card offers a Global Entry credit, as that’s usually only offered by top-tier rewards cards with higher annual fees (although the Capital One® Venture® Rewards Credit Card is another mid-tier card that offers this benefit). And if you’re already part of the program, you can still use the credit for a friend or family member’s application.
Trip insurance. It’s always important to have trip insurance since you never know when your travel plans will go awry. This card provides reimbursement of up to $5,000 per person, per trip, for any unused, prepaid, non-refundable travel expenses including passenger fares, tours and hotels if you have to cancel due to a covered reason. And if your flight is delayed for more than 12 hours, you’re eligible for reimbursement of $500 in expenses per ticket. With many issuers ditching trip insurance, this benefit continues to be a compelling reason to use this card to book travel.
Baggage delay/loss insurance: Similar to trip insurance, you’ll be eligible for protection if your baggage is lost, stolen or damaged. This provides up to $100 per day (up to five days) when your bag is delayed for more than six hours. If your luggage is stolen or lost by a travel provider, you’ll be eligible for reimbursement for the contents of the bag.
Purchase protection. I’ve used purchased protection many times and it’s saved me thousands of dollars over the last year — Amex paid me $1,400 for a broken watch and my Sapphire Reserve reimbursed me $2,600 for a painting that was damaged in transit. You’ll get similar protection with the Premium Rewards card, which will repair, replace or reimburse you up to $10,000 for lost or damaged items purchased on the card. If you want to return an item within 90 days of purchase but the retailer won’t accept the return, you can submit your receipt and be reimbursed up to $250 (up to $1,000 annually).
Rental car insurance. Last, this card will give you secondary coverage when renting a car — meaning it will kick in only after you’ve filed a claim with your personal insurance. While not as good as many of Chase’s cards that offer primary coverage, it’s pretty good for a no-annual fee card (after maximizing the airline credit).
With this card, you’re earning 2x points on travel and dining and 1.5x point on everything else. Travel and dining are defined broadly, meaning there are a lot of expenses that can qualify for double points. The real value for me personally is the 1.5x on everyday spending. As a member of the Preferred Rewards program, you can earn up an impressive 2.625x on non-bonus spending. That’s higher than any flat-rate card out there.
The Premium Rewards card doesn’t earn traditional points or miles that can be transferred and redeemed with travel partners but rather acts more like a cash-back card with huge earning potential. I honestly never thought I’d be thinking about cash back, but as airlines have devalued frequent flyer programs, the idea seems more appealing.
Although we value most airline miles at more than 1 cent each, that’s mainly based on being able to find premium cabin saver seats. With it becoming harder and harder to get good value out of points and miles, that’s where this card can come in handy.
As I mentioned earlier, points are flexible with the Premium Rewards card; you can use them on anything — airlines, the gym, etc. — essentially anywhere that accepts Visa. Your points can go toward paying for those purchases (as a statement credit) and the credit posts automatically.
Another thing I like about this card is that it’s zero stress and consumes very little time. You don’t need to jump through hoops to find award availability and you don’t have to go to a specific portal if you want to use your points to pay for your gym. Since points are worth the same no matter what you redeem for, you’re not penalized for redeeming for cash back. You just redeem for whatever you want.
There a few ways to redeem points:
Cash back — You can receive cash back as a statement credit or deposit it into an eligible BofA checking or savings, Merrill or 529 college savings account
Travel purchases — You can book flights directly through the BofA travel portal. This is a good way to redeem points because you’ll still be eligible to earn award miles and elite credits by flying on a paid ticket (although personally I’d recommend buying directly from the carrier because sometimes when buying through a travel portal you’ll get a lower fare class).
Gift cards — A final option allows for converting points into gift cards at popular merchants such as Amazon, Whole Foods and Starbucks. I wouldn’t plan on going this route since it’d be smarter to just purchase the items and redeem your points as a statement credit in case you have to return the item.
I especially love that you can convert points directly into cash that can go straight into a 529 college savings account. Last year, I converted the points from my sign-up bonus and deposited them directly into 529 accounts for my nieces and nephews. From there, I used my points as statement credits against BLADE trips to my office, which saved me hours of time.
And if you’re solely focused on travel rewards, this card can cover travel expenses that you can’t redeem miles for, like offsetting surcharges on an award ticket or amazing experiences on the ground.
Originally when I heard that points were worth only 1 cent each, I was a bit disappointed. But it’s honestly nice that I don’t have to jump through hoops to find award availability and I don’t have to feel bad about redeeming these points for maximum value. I can use them whenever and for whatever I want.
Using the Preferred Rewards program to your advantage
To get the best value out of your Bank of America cards, you need to understand Bank of America’s Preferred Rewards program. Those who hold considerable assets in eligible BofA or Merrill accounts — including retirement or investment accounts — are eligible for increased rewards when spending on the Premium Rewards card. To enroll in BofA Preferred Rewards you’ll need:
An eligible Bank of America personal checking account anda3-month average combined balance of $20,000 or more in a Bank of America account and/or Merrill investment accounts.
There are three tiers in Preferred Rewards, and your tier is based on how much money you have in your accounts. This will determine your earning with the Premium Rewards card.
Tier 1 – Gold ($20,000 – $50,000)
Tier 2 – Platinum ($50,000 – $100,000)
Tier 3 – Platinum Honors ($100,000+)
At the base level of 2x points on travel and dining and 1.5x points on everything else, the card is pretty standard. It’s good, but the Citi® Double Cash Card and Fidelity Rewards Visa Signature Cardare cash-back cards with higher earning rates on everyday spend and no annual fees (though those cards don’t come with any perks).
But the numbers get pretty spectacular when you’re able to get 2.625x points on everyday spend and 3.5x points if you meet the highest banking threshold. That said, I’ll still probably put most of my travel and dining spend on my Sapphire Reserve because I value Ultimate Rewards points at 2 cents each — meaning I get 6x points (toward travel per dollar spent). But 3.5x points back on travel and dining and 2.625x points on everything else for those who don’t value travel as much as I do — and want flexibility when redeeming points — is quite strong.
The way I see it is that if you can maximize Preferred Rewards, you’re essentially getting a no-annual-fee card (after using the airline credit) that gives you 3.5x on travel and dining and 2.625x on everything else. If you’re looking for a straight cash-back card, no other card comes close to that.
The moment I heard of this card, I immediately moved $100,000 into a Merrill investment account so I could start qualifying for Platinum Honors. BofA also allows the option to roll over an existing 401(k) account into a Merrill retirement account, so that this could be an easy way to qualify for Preferred Rewards.
In general, this card is about diversifying your stock of points and using them for the purchases that normal airline miles or credit card points can’t cover. It’s great if you want to use your points to splurge on a crazy watch or piece of jewelry. Or you can be generous and use the points to better your family.
It’s also an interesting option for small business owners — I know a lot of doctors and executives, and at a certain point there is mileage overload where they have too many Amex points and physically can’t redeem all of them for travel (because that is the best way to redeem MR points). So if you own your own business, this card can offer 2.625x points on all of your spend and 3.5x points on all travel and dining, which you can easily redeem for cold hard cash.
For those who have been eyeing a straight-up cash-back card, this could be your best option. Simply put, it’ll be improving your bottom line — either for you personally or for your business. You don’t have to waste time figuring out how to get the most value out of your points, as the stress-free redemptions make this an easy card to manage.
BofA is obviously telling customers that they will be rewarded with its Preferred Rewards program if they move their assets to BofA. On top of the earning and redeeming possibilities, it comes with a solid sign-up bonus and some pretty nice perks, which are worth far more than the card’s annual fee. For these reasons, I continue to be excited to have status with Preferred Rewards banking and the Bank of America®️ Premium Rewards®️ Visa®️ credit card in my wallet.
— 8:46 a.m. ET (approx.) – American Airlines Flight 11 (traveling from Boston to Los Angeles) strikes the North Tower of the World Trade Center in New York City. The plane is piloted by plot leader Mohamed Atta.
— 9:03 a.m. ET (approx.) – United Airlines Flight 175 (traveling from Boston to Los Angeles) strikes the South Tower of the World Trade Center in New York City. The plane is piloted by hijacker Marwan al Shehhi.
— 9:37 a.m. ET (approx.) – American Airlines Flight 77 (traveling from Dulles, Virginia, to Los Angeles) strikes the Pentagon Building in Washington. The plane is piloted by hijacker Hani Hanjour.
— 10:03 a.m. ET (approx.) – United Airlines Flight 93 (traveling from Newark, New Jersey, to San Francisco) crashes in a field in Shanksville, Pennsylvania. The plane is piloted by hijacker Ziad Jarrah.
Hijackers by Airplane: American Airlines Flight 11 Mohamed Atta – Egypt, tactical leader of 9/11 plot and pilot Abdul Aziz al Omari – Saudi Arabia Wail al Shehri – Saudi Arabia Waleed al Shehri – Saudi Arabia Satam al Suqami – Saudi Arabia
United Airlines Flight 175 Fayez Banihammad – United Arab Emirates Ahmed al Ghamdi – Saudi Arabia Hamza al Ghamdi – Saudi Arabia Marwan al Shehhi – United Arab Emirates, pilot Mohand al Shehri – Saudi Arabia
American Airlines Flight 77 Hani Hanjour – Saudi Arabia, pilot Nawaf al Hazmi – Saudi Arabia Salem al Hazmi – Saudi Arabia Khalid al Mihdhar – Saudi Arabia Majed Moqed – Saudi Arabia
United Airlines Flight 93 Saeed al Ghamdi – Saudi Arabia Ahmad al Haznawi – Saudi Arabia Ziad Jarrah – Lebanon, pilot Ahmed al Nami – Saudi Arabia
Saudi Arabia Ahmed al Ghamdi Hamza al Ghamdi Saeed al Ghamdi Hani Hanjour Nawaf al Hazmi Salem al Hazmi Ahmad al Haznawi Ahmed al Nami Khalid al Mihdhar Majed Moqed Abdul Aziz al Omari Mohand al Shehri Wail al Shehri Waleed al Shehri Satam al Suqami
United Arab Emirates Fayez Banihammad Marwan al Shehhi