World bank grants Nigeria N270m loan to upgrade power sector

This segment reviews headlines in the Thiursday edition of National dailies.

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Nigeria Loses $28 Billion Annually Through Power Shortages – World Bank | EP 762

Wake Up Nigeria, June 25, 2020 (Full Video)

Asides the spicy breakfast by Chef Nathanael, other things to look forward to on this Thursday episode are: Tech updates with Adebowale Owoseni, Book chat with Kikelomo Kuponi, author of ‘Unfolding Grace’ and personal hygiene etiquette with Janet Adetu of JSK Etiquette.

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‘Runner’ film tells story of refugee turned Olympian. Watch now

Watch: Inspirational documentary ‘Runner’ tells story of refugee who becomes Olympian

Detroit Free Press
Published 7:40 AM EDT Jun 20, 2020

Here’s a chance to watch a documentary that will get your heart racing. 

“Runner” tells the story of Guor Mading Maker, who escaped captivity in his native, war-torn Sudan, where eight of his nine siblings were killed in that country’s civil war. He eventually landed in the U.S., where he began running for his high school track team and later competed in college. Maker (formerly known as Guor Marial) then went on to qualify for the 2012 Olympics — but not without further setbacks and challenges.

“Runner” details Maker’s journey from refugee to world-renowned athlete, using interviews, animated flashbacks and dramatic footage from his racing career. There’s also an emotional reunion with his mother in Sudan after two decades apart.

Anyone interested in viewing the film can rent it for $12 in the screen near the bottom of this page. 

The film won several awards in a festival run in 2019 and early 2020, including the best of fest audience award at Woods Hole Film Festival, the audience award and best documentary jury prize at Naples International Film Festival, the human spirit award at BreckFilmFest and best documentary at Fairhope Film Festival. 

“Runner” tells the story of Guor Mading Maker (formally known as Guor Marial), who ran from captivity in war-torn Sudan to seek safety in the U.S. Maker joined his high school track and field team and eventually qualified for the 2012 Olympics.
“Runner”

Freep Film Festival (the documentary film festival produced by the Detroit Free Press) and Detroit Free Press/TCF Bank Marathon are both presenting partners on the film’s virtual release. Revenues from the rental of the film through this page will be shared with the festival and marathon. The film is also being hosted by more than 120 film festivals, theaters, races and refugee advocacy groups around the country.

Two members of the film’s distribution team, Jenny Feterovich and Steve Bannatyne, were producers on two of the most notable documentaries to have played Freep Film Festival: “The Russian Five” and “Boy Howdy! The Story of Creem Magazine.”

Watch ‘Runner’ documentary here

To watch “Runner,” follow these steps:

1) Press the “Rent $12” icon on the screen above. (Pressing the Play icon will start the film’s trailer.)

2) It’s $12 to watch the film. You’ll be prompted to input your email to create an account, and then enter your credit card. Payments are processed securely via Stripe, a PCI Service Provider Level 1, the most stringent level of certification available. 

3) Once you purchase “Runner,” the film will be available for viewing for 72 hours.

4) Those who rent the film will be sent a link to watch a live Q&A at 9 p.m. Saturday featuring the film’s subject and director. 

4) The link to purchase the film will be available at freep.com through June 25.

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When Universal Credit and benefits will change in 2020 and how you’ll be affected – Kent Live

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The General Election result meant a lot of things but it also ensured the continuation of Universal Credit.

Campaigners had been hoping for an end to the controversial scheme, with  Labour promising to scrap Universal Credit  altogether.

However, there will still be a number of changes to the benefits system this year – some of which will be good news for claimants, reports BirminghamLive .

Here’s the timetable of what will be happening – see how it will affect you.

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1. April 2020 – End of benefit freeze

The end to the benefit freeze would mean Universal Credit and other working age benefits rising by 1.7 per cent from April 2020.

The freeze was brought in by the Tories and came into effect from April 2016. It has meant that most benefits and tax credits have not gone up in line with inflation for four years.

Other benefits that have been frozen but are now set to rise are Employment and Support Allowance (ESA), income support, housing benefit, child tax credits, working tax credits and child benefit.

Adam Corlett

The increase means someone on £1,000 a month in benefits will get an extra £17, equivalent to £204 over a year. Those receiving £500 a month get an extra £8.50.

But according to think-tank the Resolution Foundation, families will still be hundreds of pounds a year worse off due to the past five years of bills rising while benefits have remained at the same level.

The Resolution Foundation’s Adam Corlett said: “While the benefit freeze is over, its impact is here to stay with a lower income couple with kids £580 a year worse off as a result.”

2. April 2020 – Pension changes

The Government also said the state pension – which has not been frozen – will increase by 3.9 per cent.

This is expected to be announced in the Budget.

It means retired Brits are in line for £5.05 a week extra on the ‘old’ basic state pension and £6.60 a week on the ‘new’ state pension.

bank accounts

The bad news is that the  adult dependency payment is being stopped  in April, which could mean thousands of pensions cut by £70 a week.

In addition, the qualifying age for men and women will rise to 66 in October 2020.

It means anyone born after October 5, 1954, will have a state pension age of at least 66.

And there will be further rises too. The Conservatives have set out plans to increase the state pension age to 67 by 2028 and 68 by 2039.

3. April 2020 – Disability benefit changes

The Scottish Government is taking on responsibility for disability benefits from April 1 and will implement changes after that.

In summer 2020, Social Security Scotland will open to claims for the brand new Disability Assistance for Children and Young People, which is Scotland’s replacement for Child Disability Living Allowance.

By the end of 2020, Social Security Scotland will also open to claims for the new Disability Assistance for Older People. This is the Scottish replacement for Attendance Allowance and is for people over the state pension age who need someone to help look after them because of a disability or long-term illness.

Also by the end of 2020, children who receive the highest care component of Disability Assistance will be entitled to Winter Heating Assistance.

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Further changes will come in 2021, including PIP being replaced by Disability Assistance for Working Age People and Carer’s Allowance being replaced by Carer’s Assistance.

Social Security Secretary Shirley-Anne Somerville says the system will have a redesigned application process and significantly fewer face to face assessments.

There will be rolling awards with no set end points and those with fluctuating health conditions will not face additional reviews due to changes in their needs.

She said: ““Since the Social Security Act was passed by the Scottish Parliament in June [2018], progress has been swift.

““Our next priority is delivering payments for disabled people, as this is where we can make the most meaningful difference for the largest number of people.

“We have a duty to quickly reform the parts of the current system which cause stress, anxiety and pain. And I have been moved by the personal stories I have heard, many of which criticise the penalising assessment process.”

Around half a million cases – the equivalent of around 10 per cent of people in Scotland – will transfer from DWP to Social Security Scotland in 2020.

Ms Somerville added: “This is not simply a case of turning off one switch and turning on another. For the first time in its history, our agency will be making regular payments, direct to people’s bank accounts and our systems need to work seamlessly with those of the DWP.

“It is therefore essential we have a system that is fully operational for those making new claims and ensure we protect everyone and their payments as their cases are transferred – that is what those who rely on social security support have told us they want. We must work to a timetable that reflects the importance of moving quickly but not putting people’s payments at risk.”

During the transfer no-one will have to reapply for benefits, no claims will be reassessed and payments will be protected.

She added: “The timetable I have set out is ambitious but realistic and at all points protects people and their payments. I have seen the mess the DWP has made when transferring people to PIP and introducing Universal Credit, and we will not make the same mistakes.    

“There is much hard work to be done but the prize is great – a social security system with dignity, fairness and respect at its heart and which works for the people of Scotland.”

4. June 2020 – TV licence changes

Free TV Licences, funded by the Government, for all those aged 75 and over will come to an end in June. So you can get a free licence up to May 31, 2020.

From June 1, a new scheme means you can only carry on getting a free licence if you – or your partner – are receiving Pension Credit.

If not, you’ll have to fork out the cost of a TV licence – which is £154.50 per year for a colour TV, and £52 for black and white. You can choose to pay monthly (£12.87 a month), quarterly (£39.87 every three months) or yearly.

Brits

So it’s worth checking if you can get Pension Credit to avoid the licence fee.

Pension Credit is a top-up benefit payment available if you or your partner have reached state pension age, or if one of you is getting housing benefit for people over pension age. You get more if you’re responsible for a child or young person who lives with you and is under the age of 20.

There are two elements to Pension Credit. Guarantee Credit tops up your weekly income if it’s below £167.25 (for single people) or £255.25 (for couples), while Savings Credit is an extra payment for people who saved some money towards their retirement and is up to £13.73 for single people and up to £15.35 for couples.

The Pension Service helpline is available on 0800 731 0469. Call Monday to Friday, 8am to 8pm. Calls to 0800 numbers are free.

5.  July 2020 – Universal Credit transition protection extended

From July 22, claimants are to get an additional two weeks of income-related Jobseekers Allowance, income-related Employment and Support Allowance, or Income Support if they receive one of these benefits when moving across to Universal Credit.

Universal Credit is intended to replace six existing benefits in total.

People are transferred on to UC if their circumstances change – such as moving home or having a child. This is called natural migration.

Everyone else on the six old benefits will have to move across in a managed migration scheme by the DWP that is set to be completed by December 2023 and is currently being tried out in Harrogate from July 2019 to July 2020.

Normally, existing benefits are terminated when a Universal Credit claim begins but the Government has amended the rules to allows a “two-week run-on” of the three benefits named above.

6. September 2020 – Universal Credit change for self employed

The DWP works out Universal Credit for self-employed people using what’s called a Minimum Income Floor (MIF).

This is roughly equivalent to the national minimum wage for each hour the claimant is expected to work.

It can mean Universal Credit is calculated on a higher level of earnings than you were actually paid.

However, this Minimum Income Floor is not applied to those who started a business within the past 12 months .

And from September 2020, this 12-month exclusion period will also not apply to “those who are naturally migrated in self-employment and all those existing UC claimants who become new gainfully self-employed.”

‘Naturally migrated’ means switched across to Universal Credit because of a change in circumstances.

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KentLive: We have Kent covered

Do you want to stay up to date with everything that’s happening across the county with KentLive?

Here’s the link to our main Facebook page where we share our latest stories, including anything from breaking news to features, court coverage and much, much more.

For What’s On content such as the latest openings, events, and shopping news see here.

And we have a specialist Facebook group covering traffic and travel across the south east, where we provide the latest updates from any incidents on the roads or trains.

You can also follow KentLive on Twitter here, as well as on our Instagram page where we share great pictures of Kent.

For a round-up of the day’s top stories direct to your inbox, subscribe to our newsletter here.

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The Bolton Bucket List – 40 things you must experience while in the town – Manchester Evening News

There’s loads of things to experience in Bolton – but how many have you actually done?

Steeped in heritage and culture both historical and modern, there’s plenty of offerings for all tastes, whether you’re local or just visiting.

We’ve put together a list of 40 things to tick off in and around Bolton to get you started on your way to experiencing the best of the borough.

Some might seem obvious, others you might never have heard of, but all are entirely worth a mention.

Special thanks to the ‘I belong to Bolton’ Facebook group who helped with their suggestions.

How many can you cross off our ultimate Bolton Bucket List?

Watch Bolton Wanderers play at home

Art Gallery

They may be some way off the heights reached during the Sam Allardyce era, but Bolton is still immensely proud of its football club.

Four time FA Cup winners and one of the founder members of the Football League, Wanderers is a club steeped in history.

Now in League One, times have been tough for the club in recent years – but a visit to the University of Bolton Stadium is something all Boltonians must experience at least once.

Shop until you drop at Middlebrook

The UK’s largest retail and leisure park has plenty of things to do on a day out.

Whether it is taking in the shops, dining at one of the many restaurants, a trip to the cinema or bowling alley, it’s a popular spot for many Boltonians.

Dine at Britain’s best curry house

Benjamin Disraeli

Hot Chilli, in Bromley Cross, scooped the champion of champions award at the Asian Restaurant & Takeaway Awards in October.

The restaurant, which has been open since 2011, specialises in eastern Indian cuisine and boasts an extensive menu for all tastes.

Pull off into paradise

Bolton Museum

When Phoenix Nights, a sitcom set in a working men’s club in Bolton, first aired in the early 2000s it became a major national success and catapulted many of its stars on to bigger and better things.

Bringing us iconic characters such as Brian Potter, Jerry St. Clair and doormen Max and Paddy, the show is still quoted by many to this day.

Fans can actually pay a visit to the Phoenix Club, which is in fact St Gregory’s Social Club in Farnworth, and guided tours are available upon request.

Try a pint at one of the town’s many breweries

Bolton is awash with great breweries at the moment and beer lovers certainly don’t have a shortage of options to choose from.

Two of the finest are Northern Monkey and Bank Top, both of which have opened their own tap rooms in the town, while honourable mentions also go out to Blackedge Brewing Company and Rivington Brewing Company.

Enjoy a hike up the Pike

Bowling

For many families, an Easter hike up Rivington Pike is an annual tradition.

Hundreds of keen walkers clamber up to the summit, which stands at 1,191 feet, where they are rewarded with spectacular views across Bolton and the West Pennine Moors.

But the views are best enjoyed on a quieter day, away from the crowds. It’s an ideal spot to escape from the hustle and bustle of daily life.

Sample local delicacies at Ye Olde Pastie Shoppe

Bolton is blessed with several great bakeries, but a trip to this family-run shop is a must for anyone visiting the town.

Dating back to 1898, Ye Olde Pastie Shoppe has been serving generations of families from its modestly-sized shop on Churchgate.

TripAdvisor users even rate it as the best bakery in Greater Manchester. High praise indeed.

Try the Bolton institution that is Carrs Pasties

Another of Bolton’s finest pasty institutions, Carrs’ products can be found right across the town.

But for the proper experience, you need to visit one of their three shops dotted around the borough.

The family-run bakery counts radio presenter Chris Evans among its admirers; the former Top Gear host has rated their pasties among the finest in the country.

Take part in the Ironman. Or maybe just watch.

Easter

Bolton has played host to the biggest Ironman race in the UK 11 times now.

Thousands of entrants descend on the town’s streets each year to take on a gruelling course involving a 2.4 mile swim, 112 mile bike ride and a marathon.

If you aren’t quite in shape to take part, you could always join the thousands of others who turn out to line the streets and cheer on those who are.

Last year, a 5k night run was introduced on the Friday, while athletic youngsters can also join in an Ironkids event.

Learn about the history of steam

Bolton Steam Museum boasts one of Britain’s largest collection of working steam mill engines.

The volunteer-run museum delves into the area’s industrial heritage through the engines, which powered Bolton’s mills and helped transform it into the town it is today.

Take a stroll around Jumbles Country Park

Extraordinaire

Situated about four miles to the north of the town centre, the woodland trail and reservoir is a popular spot for dog walkers and those out for an afternoon stroll.

A sailing club is also based at the reservoir and hosts regular training days and races.

Boasting picturesque views, there are worse ways to spend a Sunday afternoon than paying a visit to Jumbles.

Shop at Bolton Market

Bolton’s market tradition stretches back hundreds of years to 1251 when the town was granted a charter by King Henry III.

Centuries later, the town’s market continues to thrive, although the range of products on offer has come a long way.

The market moved to its current base in Ashburner Street during the 1930s and boasts hundreds of stalls selling everything from fresh fish to cotton reels.

Try some African cuisine at Nkono

One of Bolton Market’s most popular traders is Nkono, a Cameroonian street food stall.

Finding it is no issue as the voice of its larger life than life owner, Alain Job, can often be heard booming through the indoor market hall as he entertains customers.

Nkono opened back in 2014 and quickly became a hit. With a range of exotic dishes, many of which are accompanied by jollof rice and sweet dumplings, it soon established itself as one of the town’s best eateries.

If you’re feeling especially experimental, why not try one of their goat curries?

Learn about the history of Turton Tower

Henry III

Set in relaxing woodlands on the edge of a popular walking area, the distinctive 15th century English country house has fascinating period rooms displaying a huge collection of decorative woodwork, paintings and furniture – all re-telling the lives of the families who lived there.

Dig for hidden gems at X Records

An institution in the town since the 1980s, this record shop serves as a treasure trove for Bolton’s music lovers.

Head down to its Bridge Street base and get lost in its vast collection of records. You might even find yourself a bargain.

Spend an afternoon with family at Moss Bank Park

Kazer

A sprawling park with a large play area including a sand pit area for children, the park is an ideal destination for a family afternoon out.

While the much-loved children’s zoo and tropical butterfly house are no more, there are plenty of other attractions to keep kids entertained including a mini steam train, crazy golf and fairground rides.

Feed the animals at Smithills Open Farm

Smithills has a wide range of animals from pigs and cows to snakes and owls.

As well as families, large groups of children visit from schools and nurseries with some coming from miles away to say hello, feed and cuddle the animals.

Children get the chance to feed the lambs and there are plenty of other hands on opportunities with snakes and chicks.

The venue also offers tractor rides, on toy ones as well as the real thing, and donkey rides too.

With bouncy castles, a sand pit and adventure playground it’s a popular place for day visits and children’s birthday parties.

Check out the town’s street art

Moss Bank Park

Some spectacular murals have sprouted up around Bolton over the last year or so.

The local artist behind them is Kazer, a joiner by trade who got into graffiti-style art after watching a series of YouTube.

You’ll find some of his eye-catching designs adorning the walls of several of the town’s pubs, including the Sweet Green Tavern, The Greyhound, and The Beer School in Westhoughton.

Enjoy a tour of Smithills Hall

Nkono

Set in restored formal gardens and a 2,000 acre estate leading to the West Pennine Moors, the beautiful old hall is an architectural gem dating back to the 14th century.

Travel in time through medieval, Tudor and Victorian rooms or enjoy the various walks on offer in the splendid surrounding countryside.

Sample a local delicacy at Rice n Three

The phenomenon that is rice and three has spread right across Greater Manchester since its creation at some point in the 1980s.

A base of rice topped with a choice of three curries, it’s affordable, filling and homely, making it the fast food go-to for many.

Rice and three’s origins are uncertain, but Bolton may well lay claim to it.

The Essa family bought the Northern Quarter’s This and That in the 1980s after coming to Manchester from Uganda claim rice and three as their creation.

They later sold the cafe and took the idea to Bolton, where they have since opened two restaurants, in Bradshawgate and Deane Road.

Is it really the original rice and three? Maybe. Is it tasty? Most definitely. It’s affordable too – one meat, two veg and rice costs just £5.00.

Visit the shops at Market Place

one of the founder members

Originally designed and opened in 1855, the Bolton Market Hall was said to be ‘the largest covered market in the kingdom’.

It was reopened as Market Place Shopping Centre by Queen Elizabeth ll in 1988 and has undergone a £25 million refurbishment transforming it into the town centre’s shopping heart.

Some of the biggest high street names can be found there, including Debenhams, Next, H&M and Zara.

Enjoy an evening in The Vaults

Prime Minister

The Vaults dining and leisure venue opened below Market Place back in 2016 and has fast become the go-to socialising spot for many Bolton families.

Based in the renovated Victorian vaults, which are part of the original market halls, several restaurant chains can be found there, including Nandos and Prezzo.

Watch a film at the Light Cinema

One of just a handful across the UK, the town centre venue was opened by independent cinema chain The Light back in 2016.

Dubbed ‘sociable cinema’, the whole experience is a little more laid back than your standard cinema trip, with reclining seats, and you can even have a drink from the bar in there too.

Learn from the top chefs at food and drink festival

Queen

Taking place across the August bank holiday weekend, the annual event is one of the biggest food and drink events in the north west.

Some of the world’s best-known celebrity chefs have appeared at the event to entertain crowds with cookery demos and book signings in recent years, with James Martin even hailing it the best festival of its kind in the UK.

There are markets aplenty too, with the streets around Victoria Square and Le Mans Crescent packed with street food stalls (including Thai, toasties, Polish BBQs, Italian desserts, Green meze, and Yorkshire pudding wraps) and produce to take away with you.

Visit Barrow Bridge

A picturesque model village to the north of Moss Bank Park, Barrow Bridge was created during the Industrial Revolution to house workers at nearby mills.

The cotton mills have long since gone, but the quaint cottages remain. The charming village is a haven of tranquility and is a perfect spot for a Sunday afternoon stroll.

Explore the town’s paranormal activity

Bolton is apparently a hotbed for paranormal activity. 

Ghost Walker Extraordinaire Flecky Bennett offers a number of ghost walks throughout the town, which are part history, part theatre and part paranormal. 

Covering haunted bookshops and pubs, as well as the Bolton Massacre, all the stories you hear are based on real people and actual events.

Unlock the mysteries of Ancient Egypt

retail

Bolton’s connection to Ancient Egypt is little-known, but its collection of treasures is one of the country’s finest.

Bolton Museum’s multi-million pound Egyptology gallery reopened last year following a £3.8 million refurbishment and more than 275,000 have stepped back into the land of the Pharoahs since then.

Rivington Pike

One of the oldest pubs in Britain, Ye Olde Man & Scythe is thought to have been built in Churchgate some time before 1251.

But its place in the town’s history was cemented in 1651 when the Earl of Derby, James Stanley, was executed outside the pub for his part in the Bolton Massacre, which led to the death of 1,600 people.

The royalist spent the final hours of his life in the pub, which his family owned at the time, and it still contains the chair he supposedly sat on before being taken outside to be beheaded.

His spirit is also said to linger in the pub and has seen it named one of the country’s most haunted.

Catch a show at The Albert Halls

Samuel Crompton

Located within Bolton Town Hall, the 670-theatre is a popular spot for families looking to enjoy a pre-Christmas pantomime.

The iconic building is perhaps best known as the setting for Peter Kay’s stand-up DVD, ‘Live At The Bolton Albert Halls’, which was filmed there in 2003.

A recent refurbishment included the addition of a new restaurant run by Michelin-starred chef Paul Heathcote, which has promised to champion ‘proper northern, old-fashioned food’.

Visit Hall i’th’ Wood Museum

Originally built as a half-timbered hall in the 15th century, this handsome building was owned by wealthy yeomen and merchants.

Later rented out, it was home to a young Samuel Crompton whose Spinning Mule invention revolutionised the cotton industry. Links with Crompton remain in its interactive museum.

Take a stroll around Queens Park

street food stalls

Just north east of the town centre, this Victorian park is a peaceful haven away from the hustle and bustle.

For generations, it has been a place where Bolton families have gone to play, relax, have a picnic and feed the ducks.

Opened in 1866 by the Earl of Bradford, it has undergone a £4.3 million refurbishment in recent years.

It now boasts a children’s play area, a cafe, as well a series of grade II listed statues, including one of the former prime minister Benjamin Disraeli.

Spend an idyllic afternoon at Turton and Entwistle Reservoir

Sweet Green Tavern

This breathtaking beautyspot, tucked away down quiet country lanes on the moors north of Bolton, is the perfect spot for an afternoon walk.

A path runs around the edge of the reservoir, while other trails lead off into the surrounding woods.

The reservoir contains almost 3,4 million litres of water and, with along with nearby Wayoh Reservoir, provides about 50% of Bolton’s drinking water.

Grab a scoop at Holden’s Ice Cream

With flavours including Vimto, Uncle Joe’s Mint Balls, Eccles Cake and Manchester Tart, there are plenty of reasons to venture out to Edgworth for a scoop of this home made ice cream.

Known locally for their special family recipe they have been making their ice cream in the same premises since the 1930s.

Rock out at The Alma Inn

This Bradshawgate pub is a haven for lovers of rock, punk and metal music and hosts live gigs every weekend.

The 250-capacity venue is usually crammed with loyal regulars trying to catch the next big upcoming bands.

It’s reputation isn’t a secret, though. In 2015, it was shortlisted as one one of Britain’s best small music venues by music magazine NME.

Catch a show at The Octagon Theatre

Top Gear

The theatre is currently undergoing a major makeover, but is expected to throw open its doors again in the summer.

Dominic Monaghan and Sue Johnston are among the famous names to have trod the boards at the celebrated venue.

A diverse range of events are held throughout the year, ranging from classic and contemporary plays to musicals and festive productions for youngsters.

Fish and chips at Olympus

A popular pre-theatre spot, the town centre chippy is often ranked among Bolton’s best and has been attracting visitors from across the North West for more than 30 years.

The family run restaurant offers great fish and chip meals and has seating for more than 200 people, as well as a takeaway next door.

Tackle Go Ape in Rivington

Explore the forest canopy via a treetop rope course on the outskirts of Bolton.

The Go Ape adventure is a must-go attraction for a thrilling day out.

It’s a hit with adrenaline lovers as they embark on the challenging course featuring 13-metre-high platforms.

So get your trainers on and be prepared for the thrill of your life.

See the sights on a night out in Bradshawgate

Bolton’s nightlife comes in for a fair bit of stick, but it is still a good place to let your hair down.

Many bars and clubs can be found off Bradshawgate, which comes to life as revellers descend on the town centre on a Friday and Saturday evening.

Pay homage to Fred Dibnah

Victoria Square

One of Bolton’s most famous sons, the celebrity steeplejack found national fame through his BBC programmes celebrating Britain’s industrial heritage and the golden age of steam.

Following Fred’s death, his grade II listed former home was converted into a heritage centre so that fans could see his tools and machinery.

It closed in 2018 and the property is currently up for auction, but Fred’s legacy is still preserved in his hometown where a statue of him takes pride of place in the town centre.

Marvel at Le Mans Crescent

Art Gallery

The jewel in Bolton town centre’s crown, Le Mans Crescent is an architectural triumph on par with anywhere else in the North West

The grade II listed crescent is currently home to Bolton Museum, Art Gallery, Central Library and Aquarium, while plans are afoot to transform the former magistrates’ court into a luxury boutique hotel.

In recent years it has also proved a popular filming location for television dramas, including Peaky Blinders and Bancroft.

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Nigeria Oil Outlook

person tie

Nigeria, Africa’s most populous nation is predicted to receive a shot in the arm for 2017. This is on the back of a contracting economy, which the World Bank predicted would shed 0.8% in the coming year.

This content was originally published here.

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Goldman Sachs is making it easier to plug its services into other tech platforms like Amazon or Apple’s iPhone, and an industry consultant says it shows how the bank is leading a `fundamental change’ in retail banking.

  • Goldman Sachs is in talks with Amazon about providing small-business loans to merchants who sell products on Amazon’s retail platform, according to a person with knowledge of them. The talks were first reported by the Financial Times on Monday. 
  • The partnership would be the second inked by Goldman with a large technology firm that can provide the scale and distribution for Goldman’s products that it can’t get itself. 
  • The partnership, and another one with Apple, is an example of banking-as-a-service, though some insiders have taken to calling it Goldman Sachs-as-a-service. 
  • “If Goldman can pull off an embedded banking deal somewhere else besides Apple Pay … that’s a leading indicator of a fundamental change in retail banking,” according to independent consultant Richard Crone.

Goldman Sachs is close to inking a second high-profile deal to offer banking services in partnership with a large tech company, and it’s a sign of what may be a fundamental change in retail banking. 

Goldman is in talks with Amazon to offer small business loans to merchants who sell products on Amazon, according to a person with knowledge of the discussion. The Financial Times first reported the talks on Monday. Goldman’s small business loans may feature the bank’s name and begin as soon as March, the newspaper said. 

A spokesman for the bank declined to comment. 

If the deal is signed, it would become the second Big Tech partnership for Goldman Sachs after it launched a credit card last year with Apple last year. Goldman CEO David Solomon has called the Apple Card the most successful credit card launch of all time, without providing details to back up the claim. 

But it would also be a sign of something much more ambitious: Goldman Sachs moving quickly and aggressively to leverage those characteristics that make it uniquely a bank, with a license that allows it to offer banking products and a balance sheet where it can fund loans cheaply being just two prominent examples. 

The company has been sinking hundreds of millions of dollars into building out its technology capabilities, including APIs (application programming interfaces), to make it as easy and seamless to plug such services into the technology platforms of others, whether that’s Apple’s mobile devices, as with the Apple Card, or Amazon’s retail platform. 

At an investor day last week, execs referred to it as banking-as-a-service, but some insiders have taken to calling it Goldman Sachs-as-a-service. 

Stephanie Cohen, Goldman’s chief strategy officer, appeared on stage last week at the bank’s investor day alongside Marco Argenti, the co-chief information officer who recently joined the bank after several years as a senior exec at Amazon Web Services.

Cohen said the bank is looking for ways to use technology to embed the types of things that Goldman can do well, such as risk management, or loan underwriting.

Cohen cited the Apple Card, which is a Goldman-designed product delivered on Apple’s devices, as one such example. 

“That last capability is the consumer version of our platform strategy,” Cohen said. “It allows us to take products and services that we build for our own clients and then give it to other clients so that they can embed financial products into their ecosystem. This strategy will drive top-line growth, and it will create scale efficiencies.”

Goldman isn’t the only large bank that’s working with Big Tech companies. In November, Google announced a partnership with Citigroup to provide checking accounts to the tech firm’s customers. 

And yet, Goldman is probably doing it better than anyone because it has developed a suite of APIs that it can take off the shelf and plug into other platforms, according to Richard Crone, an independent consultant. 

“Goldman Sachs, when they write the history books, will be noted as the one who invented or perfected embedded banking, where you embed your financial services through the user interface, or at the edge, of someone else’s network,” Crone said. “If Goldman can get this right with Amazon, I would expect them to go to Facebook next or any other online platform of substance that provides them a large distribution channel.”

Goldman is leaning on many of the lessons it learned in its partnership with Apple, known as an incredibly demanding partner, Crone said. Most notably, the ability to offer instant issuance to a set of customers that have already been pre-validated, multi-factor authenticated, Know-Your-Customer credentialed by the large tech firms. 

“They already know the customer, but they have met the regulatory requirement in advance before they hand it over,” he said. 

The product will likely look similar to what small merchants are getting from Square Cash or PayPal Working Capital. 

Goldman has bigger ambitions. At last week’s investor day, the bank presented a slide that showed a product called Marcus Pay, which talked about point-of-sale solutions for merchants based on its digital consumer bank. 

This is just another example of how embedded banking is here to stay, which can be hard for a lot of bankers to understand because they want to service customers through their own app, Crone said.

But “no financial institution can reach the scale that’s required to compete electronically” with the large platforms if they only do it through their own app, he said.  

“If Goldman can pull off an embedded banking deal somewhere else besides Apple Pay, or if Citigroup can pull off Google Cache, that’s a leading indicator of a fundamental change in retail banking.”

See also: Goldman Sachs just unveiled hundreds of slides laying out the future of the company. Here are the 10 crucial slides that show how it plans to transform into a bank for everyone.

See also: Inside Goldman Sachs’ first investor day, where avocado toast and crab apples were served with tech talk, 3-year plans, and a surprising trading mea culpa

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President Mnangagwa & General Chiwenga fight gets serious, Chris Mutsvangwa attacks Chiwenga (PIC) | My Zimbabwe News

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President Emmerson Mnangagwa’s ally Chris Mutsvangwa ranted against Vice President Constantino Chiwenga in a chance encounter with the MDC leader, Nelson Chamisa, ZimLive can reveal.

The shock development comes as the Zanu PF Youth League has recently become vocal against “cartels”, seen as a precursor to an all-out war with Chiwenga by first targeting his financial backer, Kudakwashe Tagwirei, an influential player in the petroleum industry.

Chamisa was at the Robert Mugabe International Airport on January 29 ahead of a trip to South Africa when he came across the chairman of the Zimbabwe National Liberation War Veterans Association who was also at the airport on undisclosed business.

Two sources who witnessed the encounter said Mutsvangwa initially requested a photo to be taken with Chamisa, before launching into an unrestrained attack on Chiwenga, Mnangagwa’s ambitious deputy.

“He told Chamisa to disengage from Chiwenga, stating that the former army general was claiming influence that he did not have, both in the military and Zanu PF,” one source said.

Chamisa reportedly expressed surprise that Mutsvangwa was associating him with Chiwenga, remarking: “You are donating me to Chiwenga, and Chiwenga donates me to you. Which is which?”

Mutsvangwa did not care who was listening, another source who witnessed the encounter said. The war vets chief, said the source, appeared convinced that Chamisa was open to a political alliance with Chiwenga.

“He was particularly dismissive of Chiwenga, questioning his fitness for higher office,” the source, who had just walked over to greet Chamisa, told ZimLive.

Referring to Chiwenga’s nasty divorce from his former model wife, Marry Mubaiwa, Mutsvangwa told Chamisa: “Don’t be fooled by a man who has a pr0stitute running rings around him.”

Chamisa reportedly asked “who’s the pr0stitute, and who’s the man?” before the two men separated, both laughing.

The encounter reveals deepening divisions in Zanu PF, with two distinct factions – one led by Mnangagwa and the other by General Chiwenga – each seeking to take decisive control of the party before the next elections in 2023.

Chiwenga was the army general who led a coup against the former late president Robert Mugabe in November 2017. He recalled Mnangagwa, Mugabe’s former deputy, from exile to make him president in a bid to sanitise the coup.

But the two men have differed sharply after Mnangagwa claimed victory in a presidential election in August 2018 by just over 35,000 votes. Chiwenga’s camp says the 76-year-old Zanu PF leader is unelectable and has failed to effectively run the country, imperilling their project with the lurking dangers of a popular uprising or annihilation in a future election.

Mnangagwa, through his son Emmerson Junior, has reportedly engaged the Zanu PF Youth League to push back against Chiwenga.

Youth League deputy secretary Lewis Matutu and Godfrey Tsenengamu, the political commissar, have taken to social media to launch thinly-veiled attacks on Sakunda Holdings boss, Tagwirei, believed to be Chiwenga’s moneyman.

Tagwirei, the local partner of global commodities trader, Trafigura, is accused of running a near monopoly in the petroleum industry and fleecing the state through the opaque Command Agriculture scheme run by Sakunda.

A parliamentary committee says agriculture ministry officials have failed to account for US$3 billion expenditure on the scheme, and Tagwirei has refused to testify before parliament.

Writing on Facebook on January 29, Matutu said: “How can a few individuals prosper on majority’s tears?”

Avoiding naming Tagwirei, he added in another post on January 31: “We will be judged by our deeds as a generation. Personally, l refuse to be amongst the cursed ones simply because l would have ignored evil things happening whilst watching and right now l have an opportunity to make things right #cartelsmustfall.”

Tsenengamu, also taking to Facebook, said: “We will pay the price, either for fighting the blood-sucking cartels or for smiling at them while they suffocate us. I choose to fight.”

Tsenengamu said Zimbabwe was being destroyed “not by those few who do evil, but by those who watch them without doing something positive.”

“Monday is the day #CartelsMustFall,” he wrote on January 31, hinting strongly that the Youth League would pursue some action soon.

Zanu PF sources told ZimLive that Matutu was also personally angry after recently going to the party’s secretary for administration, Obert Mpofu, to demand that he be issued a Toyota Land Cruiser “like all other politburo secretaries”, and being rebuffed.

All Zanu PF secretaries in the politburo had Land Cruisers purchased for them by Tagwirei, and if Matutu had been granted his wish, the party would have turned to the Sakunda boss who has used his vast fortune to buy influence.

The convergence between Matutu and Tsenengamu has surprised some, who say the two men have rarely been aligned.

“It shouldn’t surprise anyone, however, because Tsenengamu will do anything for money or a voucher. He’s shamelessly unscrupulous. For a thousand dollars, he would slap the president, he’s that sort of guy,” a member of the Youth League said.

Mnangagwa’s son, Emmerson Junior, is reportedly pulling the financial strings on the Youth League to do his father’s bidding.

Mnangagwa has identified Tagwirei – whose accounts were temporarily frozen by the Reserve Bank last year over allegations that he was manipulating the local currency – as the power behind Chiwenga, and hopes by targeting him, he would leave his 63-year-old deputy financially weaker and unable to mount any challenge to his rule.

The Zanu PF leader has, since taking power in 2017, been reorganising the military top brass and retiring other senior officers in moves aimed at diminishing Chiwenga’s influence.

The Zimbabwe Independent reported on Friday that “an unsettled Mnangagwa” had made moves to “coup-proof” his regime by changing the commanders of the Presidential Guard, the infantry battalion which, together with the Mechanised Brigade, played a critical role in the 2017 military coup that toppled Mugabe.

The Presidential Guard, responsible for providing protection to the president and securing Harare, is a specialised force trained to fight in built up areas. It consists of two battalions, the 1 PG Battalion commonly known as State House Battalion, and the 2 PG Battalion situated in Dzivaresekwa.

Mnangagwa has named Lieutenant-Colonel Alison Chicha as the commander of 2 PG Battalion, replacing Lieutenant-Colonel Regis Mangezi, who moves over to command the 1 PG Battalion. Mangezi takes over from Lieutenant-Colonel Solomon Murombo, removed from the unit after he clashed with Mnangagwa’s wife – an incident caught on a leaked audio tape.

Mnangagwa’s wife, Auxillia, accused Murombo of spying on her and plotting to kill the president. Her outburst betrayed the first family’s fears and concerns about their security. Murombo has been shunted off to Zimbabwe Defence House, the military headquarters.

— ZimLive

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Facebook Accelerator Startups in Nigeria raises over $500,000 in investments – The Eagle Online

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Startups participating in the second season of the Facebook Accelerator Programme have recorded significant achievements, including raising over $500,000 in committed investments and grants in just three months (halfway through the programme).
Within the same period, they have also made significant product pivots, sealed key partnerships and made progress towards creating unique products with world-class business processes.
These results were recently revealed by Facebook and CcHUB, following its 2019 programmes and training, which took place to support and empower students and entrepreneurs to build locally relevant solutions using advanced technologies at NG_Hub, Facebook’s flagship Community Hub space in partnership with CcHUB.
So far in the programme, the startups have been introduced to multiple venture capitalists and corporate executives and also matched with advisors within the CcHUB Global Advisory network.
These advisors include c-suite executives and experts from companies like Dell, Oracle, IHS Towers, Stanbic IBTC, Cellulant, Old Mutual, Axa Mansard, among others.
Six of the startups contributed to the $500,000 total raised so far, with highlights including:
Chekkit, the only African company to be accepted into a global accelerator, cementing a key partnership for their organisation. They also sealed a partnership with the Fantom foundation for their blockchain product and received a grant from Umdasch Challenge at World Summit Awards 2020.
Haulr emerged second place in the recently concluded Zenith Bank’s hackathon securing N6 million.
Simbi interactives sealed key partnerships and have so far received $35,000+ in investments and grants.
Student team, Vinsighte has completed its prototype that reads books to the visually impaired using computer vision.
AirSynq, completed its balloon satellite prototype and has enterprise clients on the waiting list for its product launch in February.
Gradely launched the beta version of its product, and received its first set of customers, whilst increasing the number of schools they are present in by 200 per cent.
These startups and many more will be showcasing their products and solutions aimed at tackling problems across multiple sectors to corporate executives, multinationals and other potential partners during the annual Facebook Accelerator Programme Innovation Showcase week in February 2020.
Speaking on the development, Adaora Ikenze, Head of Public Policy for Anglophone West Africa at Facebook, said: “The numbers speak for themselves, and further reinforces that the work and investments we are undertaking here in Nigeria are having real impact. At Facebook, we are passionate about helping developers and entrepreneurs to grow. We believe in empowering small businesses through our platforms to help more people launch and grow their businesses, which translates to real impact for their communities and local economies.”
Also speaking, Bosun Tijani, Chief Executive Officer, CcHUB, said: “This is yet another extremely brilliant cohort of startups from the Facebook acceleration programme which we are deeply proud of. This goes to further highlight the readiness of innovators across Africa to leapfrog development on the continent with technological innovation. We are delighted to be part of this journey with Facebook in its desire to inspire African entrepreneurs to be among the best in the world.”
With three months remaining, the cohort of season two of the Facebook Accelerator Programme will be undertaking workshop sessions, faculty one-on-ones, growth planning, Industry Advisor Sessions and mock pitches, rounded off with a demo day in April, the end of the programme.
For more information on the Facebook Accelerator Programme Innovation Showcase, visit www.bit.ly/isw-2020.

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Church Accountant Bags 18 Years for N15.5m Fraud – PRNigeria News

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Church Accountant Bags 18 Years for N15.5m Fraud

The Economic and Financial Crimes Commission (EFCC), Gombe Zonal Office on January 13, 2020, secured the conviction of one Ibrahim Aku before Justice Nathan Musa of the Adamawa State High Court.

Aku, an accountant at EYN Church of Christ (Ekilisiyar Yen Uwa Nigeria), EYN, Church of Brethren in Nigeria (CBN) in the state faced a six-count charge, bordering on forgery and obtaining money by false pretence.

He was investigated and prosecuted following a petition by the church through Rev. (Dr). Daniel Mbaya an Secretary General of the Church alleging that Aku defrauded the church of N15.5million between 2016 and 2018.

Investigations by the EFCC, revealed that the money was generated by the church members by offerings, donations and tithe.

The convict was entrusted by the church to deposit the church’s revenue into the church’s account with First Bank Plc and Zenith Bank Plc, but he ended up diverting same, and forged bank tellers to balance the financial books of the church.

He was assisted to commit the crime by his friend, one Benefit Ishaku currently at large to whom he gave N500,000. His accomplice assisted him in forging the stamps of the banks, which were also used to perpetrate the fraud.

He was prosecuted using the Advance Fee Fraud and other Fraud Related Offences Act, 2006.

He pleaded “guilty” to the charges.

Prosecuting counsel, S.E. Okemini, thereafter, urged the court to convict him as charged.

Justice Musa, thus, pronounced him guilty and sentenced him to 18 years in prison – three years on each of the counts, to run concurrently. He was not given an option of fine.

The trial judge, further ordered that he refund the stolen fund to the church, and that proceeds of the crime recovered from him should be sold and the proceeds remitted to the Church.

Tony Orilade
Acting Head, Media & Publicity
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EFCC Nabs Internet Fraudsters in Ibadan

The Economic and Financial Crimes Commission, EFCC Ibadan zonal office, between January 11 and 12, 2020, arrested eight suspected internet fraudsters in Ibadan, the Oyo State capital.
The suspects, who are between the ages of 17 and 30 years old, were arrested at different locations across the ancient city. They are Abdulrahman Qozeem, Umoru Ibrahim, Umoru Abdulahi Gregory, Famous Ose Itahma, Umoru Shaibu Pedro, Durrele Oyeniyi, Umoru Evidence and Judge Okoye.

Their arrest was sequel to series of intelligence report, alleging that they were involved in internet-related crimes.

Items recovered from them include six expensive cars, various brands of phones, laptops, international passports and several documents suspected to contain false pretences.
They will soon be arraigned in court.

Tony Orilade
Acting Head, Media & Publicity

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