Best Facebook Games List 2020 – Facebook Instant Games

Games are a great way for us to relax our mind and ease stress. However, playing the right game when you are bored can go a long way to relief your mind and give you fun. Therefore, I understand that apart from chatting with friends and loved ones some Facebook users do seek interesting games to play. Furthermore, this is why I have crafted the entire best Facebook games list 2020 to help Facebook account holders to enjoy instant games online.

Best Facebook Games List 2020 – Facebook Instant Games

Therefore, if you have not tried playing Facebook instant games before, this is a good chance to do so. However, some Facebook users do not even know where they can find these games. Also, some Facebook account users do not know they can play games on the Facebook platform. Basically, apart from chatting on Facebook, uploading your pictures and videos you can as well look for interesting games to play.

Play Facebook Games with FriendsFacebook Gameroom

Playing games on Facebook is very fun as you can play Facebook games with friends. This really sounds interesting as apart from chatting with friends and making Facebook live videos you can as well play games with your Facebook friends. However, these make it more fun filling as you have the chance to your game scoreline with your friends.

How to Access Facebook Instant Games

Therefore, if you want to access the Facebook instant games platform just go through these steps below.

  1. Another list of features will then dropdown. Here you will see the Games Feature after Friends list. Click on it, it will then take you straight to the game room

All Best Facebook Games List 2020

Here are all the best Facebook Instant games you can play to keep you stress-free and will make you enjoy your day.

  • Soccer Football League
  • Kiss Sweety
  • Fifa 2019 Football
  • Soccer Penalty 2019
  • Playing Soccer
  • Fifa 2020 Football
  • Boxing Star
  • Penalty Shootout
  • Fatal Sniper
  • Golden Boot
  • Pro Evolution Soccer 2020
  • Cristiano Ronaldo Kick n Run.io
  • Foot Soccer
  • Bullet Fury
  • PUBG Mobile
  • Bb-tin-shooter
  • Toon Cup
  • Car Racing
  • First Kiss
  • Hill Climb Racing
  • Free Fire Battle Royal
  • Racing Moto Fast Speed
  • Spiderman ultimate
  • GTA City Theft GD
  • Car Racing Top Free Ride
  • Extreme Moto Winter
  • Archer Master
  • Field of Battle
  • Beso-kissing Game
  • Spiderman Stickman Jump
  • Moto Extreme Team
  • Mad Shark
  • Batman vs Superman
  • Stickman Warrior
  • Elite Sniper for Pubg 3D
  • Car Driving Simulator
  • Puppet Soccer Challenge
  • My Dream Wedding
  • Call of Duty Battleground
  • Pubg Kill enemies 3D
  • Shooter Zombies
  • Barbie’s & Ellie’s Doctor Game
  • Surgery Simulator
  • Hot Lip Kiss
  • My New Born Pet Baby
  • Disney Barbie’s Beach Swimsuit
  • Disney Barbie’s Crazy weekend
  • Adriana Hairstyle
  • Anna Theme Room Design
  • Nail Salon
  • Baby in Kitchen
  • Barbie Fashionista Dress up
  • Frozen Christmas Hairstyle
  • Ice Cream
  • Granny SpongeBob Evil
  • Rope Cut
  • Happy Glass
  • Chess
  • Spin the Bottle
  • Candy Crush
  • Train Snake
  • Push Block
  • Castle Defense
  • Trivia Crack
  • Snow Racing.io
  • Billiards Club Las Vegas
  • Garden Tales
  • Five in a Row
  • Trivia Quiz
  • Subway Surfers

The post Best Facebook Games List 2020 – Facebook Instant Games appeared first on Bingdroid.

Related posts

Ricky Gervais Horrifies Hollywood Liberals With ‘Savage’ Takedown at the Golden Globes

person
Ricky Gervais Golden Globes

Ricky Gervais opened the 77th annual Golden Globes with what amounted to a trigger warning, before launching into a ruthless takedown of the Hollywood crowd. 

“You’ll be pleased to know this is the last time I’m hosting these awards, so I don’t care anymore,” the British comedian said, noting he had hosted for the four previous years. “I’m joking. I never did.”

In case anyone had missed his point, Gervais added, “Let’s have a laugh at your expense, shall we? Remember, they’re just jokes. We’re all gonna die soon, and there’s no sequel.”

Gervais’ first target was Hollywood awards shows themselves. He recalled the scandal over Kevin Hart’s old anti-gay tweets, which led the actor to fire himself from hosting the 2019 Academy Awards.

“Kevin Hart was fired from the Oscars because of some offensive tweets. Lucky for me, the Hollywood Foreign Press can barely speak English, and they’ve no idea what Twitter is,” he said, implicitly acknowledging his own politically incorrect Twitter activity.

Gervais next took aim at Hollywood entitlement in the form of actress Felicity Huffman, who recently spent two weeks in prison for her involvement in a nationwide college entrance exam cheating ring.

“I came here in a limo tonight, and the license plate was made by Felicity Huffman,” Gervais said. “It’s her daughter I feel sorry for. That must be the most embarrassing thing that’s ever happened to her, and her dad was in ‘Wild Hogs.’”

Ricky Gervais shows Hollywood his Golden Globes

After calling “The Irishman” actor Joe Pesci “Baby Yoda,” Gervais warned all the Hollywood executives in the room that they could be the next casualty of the #MeToo movement.

“In this room are some of the important TV and film executives in the world, people from every background. But they all have one thing in common. They’re all terrified of Ronan Farrow,” he said, referring to the investigative journalist who made a name for himself with exposes about sexual harassment and abuse. “He’s coming for you.”

“Talking of you perverts, it was a big year for pedophile movies,” Gervais continued.” “Surviving R Kelly.” “Leaving Neverland.” “The Two Popes.”

Having highlighted Hollywood’s dirty underbelly, Gervais went after its self-conception as a place that promotes equal opportunity for minorities.

“Many talented people of color were snubbed in all major categories. Unfortunately there’s nothing we can do about that. The Hollywood Foreign Press are all very, very racist,” he said.

“We were gonna do an en memoriam this year, but when I saw the list of people that had died, it wasn’t diverse enough. It just, no. It was mostly white people, and I thought, no, not on my watch. Maybe next year. Let’s see what happens.”

Continuing to literally and figuratively shrug at himself, Gervais quipped that nobody was watching the Golden Globes anyway, saying, “Everyone’s watching Netflix.

He offhandedly suggested that Jefferey Epstein had not killed himself in prison in August while awaiting trial on sex trafficking charges.

When the crowd moaned, Gervais added, “I know he’s your friend, but I don’t care.”

Pushing on, Gervais joked that Americans only turn to Hollywood these days for superhero blockbusters, which he said have transformed actors in nothing more than buffed drug addicts.

“All the best actors have jumped to Netflix and HBO. And the actors who just do Hollywood movies do fantasy adventure nonsense,” he said.
“They wear masks and capes, and really tight costumes. Their job isn’t acting anymore. It’s going to the gym twice a day and taking steroids. Have we got an award for most ripped junkie?”

Gervais then called out a few more celebrities by name.

He hit Leonardo DiCaprio for his affinity for young women.

“‘Once Upon a Time in Hollywood,’ nearly three hours long. Leonardo DiCaprio attended the premiere, and by the end, his date was too old for him,” he said, before comparing the actor to the British prince disgraced by the Epstein revelations. “Even Prince Andrew’s like, “Come on, Leo, mate. You’re nearly 50, son.”

Gervais wrapped up his monologue with an epic rant about the hypocrisy of liberal elites in Hollywood and Silicon Valley alike.

“Apple roared into the TV game with The Morning Show,” Gervais said. “A superb drama about the importance of dignity and doing the right thing, made by a company that runs sweatshops in China.”

Gervais then turned his attention to all the actors, writers and directors in the room.

“Well, you say you’re woke, but the companies you work for…unbelievable. Apple, Amazon, Disney. If ISIS started a streaming service, you would call your agent, wouldn’t you?”

As the audience laughed nervously, Gervais, offered some advice to the nominees.

“So if you do win an award tonight, don’t use it as a platform to make a political speech, right?” he said. “You’re in no position to lecture the public about anything. You know nothing about the real world. Most of you spent less time in school than Greta Thunberg.”

Actor Tom Hanks’ shocked expression subsequently went viral online.

All of Hollywood when Ricky Gervais tells them that no one cares about their political opinions: pic.twitter.com/CQreakKKTg

— Kyle Morris (@RealKyleMorris) January 6, 2020

Despite Gervais’ admonition, though, the evening was filled with liberal politics.

Patricia Arquette, in accepting a supporting actress in a limited series award for her role in Hulu’s “The Act,” pleaded with the audience to consider the threat of another extended conflict in the Middle East.

Michelle Williams, who won best actress in a limited series for the FX’s “Fosse/Verdon,” delivered a feminist pro-abortion acceptance speech.

And Sacha Baron Cohen, who appeared onstage as a presenter, took a shot at Facebook founder Mark Zuckerberg for allegedly allowing Nazis to run rampant on the platform.

Meanwhile, according to People magazine, the crowd for the first time dined on an entirely vegan dinner in the name of fighting climate change.

Cover image:
Ricky Gervais hosts the 77th annual Golden Globe Awards ceremony in Beverley Hills, California, on Jan. 5, 2020. (Twitter)

Related posts

Week in Review: Apple’s rebirth as a content company has a forgettable debut – TechCrunch

teddy bear

Hey everyone. Thank you for welcoming me into you inboxes yet again.

Hope you all had a wonderful Thanksgiving. After dodging your inboxes for a couple weeks as I ventured off to China for a TechCrunch event in Shenzhen, I am rested up and ready to go.

If you’re reading this on the TechCrunch site, you can get this in your inbox here, and follow my tweets here.

The big story

When Apple announced details on their three new subscription products (Apple TV+, Apple Arcade and Apple News+ — all of which are now live) back in March, the headlines that followed all described accurately how Apple’s business was increasingly shifting away from hardware towards services and how the future of the company may lie in these subscription businesses.

I largely accepted those headlines as fact, but one thing I have been thinking an awful lot about this week is how much I have loved Disney+ since signing up for an account and just how little I have thought about Apple TV+ despite signing up for both at their launches.

It’s admittedly not the fairest of comparisons, Disney has decades of classic content behind them while Apple is pushing out weekly updates to a few mostly meh TV shows. But no one was begging Apple to get into television. The company’s desires to diversify and own subscriptions that consumers have on their Apple devices certainly make sense for them, but their strategy of making that play without the help of any beloved series before them seems to have been a big miscalculation.

At TechCrunch, we write an awful lot about acquisitions worth hundreds of million, if not billions, of dollars. Some of the acquisitions that have intrigued me the most have been in the content space. Streaming networks are plunking down historic sums on series like Seinfeld, Friends and The Big Bang Theory. The buyers have differed throughout these deals, but they have never been Apple.

That’s because Apple isn’t bidding on history, they’re trying to nab directors and actors creating the series that will be the next hits. And while that sounds very Apple, it also sounds like a product that’s an awfully big gamble to the average consumer looking to try out a new streaming service. Why pick the service that’s starting from a standstill? Apple has ordered plenty of series and I have few doubts that at least one of the shows they plan to introduce is going to be a hit, but there isn’t much in the way of an early favorite yet and for subscribers that haven’t found “the one” yet, there’s very little reason to stick around.

Other networks with a half-dozen major series can afford a few flops because there’s a library of classics that’s filling up the dead space. Apple’s strategy is bold but is going to lead to awfully high churn among consumers that won’t be as forgiving of bad bets. This is an issue that’s sure to become less pronounced over time, but I would bet there will be quite a few consumers unsubscribing in the mean time leaving those on freebie subscriptions responsible for gauging which new shows are top notch.

Apple has also made the weird move of not housing their content inside an app so much as the Apple TV’s alternative UI inside the TV app. One one hand, this makes the lack of content less visible, but it also pushes all of the original series to the back of your mind. If you’re a Netflix user who has been subconsciously trained never to use the TV app on your Apple TV because none of their content is housed there, you’re really left forgetting about TV+ shows entirely when using the traditional app layout.

We haven’t received any super early numbers on Apple News+, Apple Arcade or Apple TV+, but none of the three appears to have made the sizable cultural splashes in their debuts that were hoped for at launch. Apple’s biggest bet of the three was undoubtedly TV+ and while their first series haven’t seemed to drop any jaws, what’s more concerning is whether the fundamentals of the service have been arranged so that unsatisfied subscribers feel any need to stick around.

Send me feedback
on Twitter @lucasmtny or email
lucas@techcrunch.com

On to the rest of the week’s news.

Image via AMY OSBORNE/AFP/Getty Images

Trends of the week

Here are a few big news items from big companies, with green links to all the sweet, sweet added context:

GAFA Gaffes

How did the top tech companies screw up this week? This clearly needs its own section, in order of badness:

Disrupt Berlin

It’s hard to believe it’s already that time of the year again, but we just announced the agenda for Disrupt Berlin and we’ve got some all-stars making their way to the stage. I’ll be there this year, get some tickets and come say hey!

Sign up for more newsletters in your inbox (including this one) here.

Related posts

Not to be underestimated: Bank of America Premium Rewards credit card review


If you qualify for Bank of America Preferred Rewards, the Bank of America®️ Premium Rewards®️ Visa®️ credit card has the potential to be quite a lucrative card to use on everyday spending. For those who prefer other banks, there are better earning travel cards available. Card Rating*: ⭐⭐⭐½

*Card Rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.

I’ll be honest. I haven’t always been a fan of Bank of America credit cards. Though affordable with low or nonexistent annual fees, most lacked the perks that I’ve always associated with my favorite cards. However, the more familiar I get with the Preferred Banking Rewards program (and the more useful fixed-value points currencies become), the more I see the benefits of having a Bank of America card.

This card isn’t like other products that have $450 annual fees and a ton of perks; this card has a modest $95 annual fee and a more modest selection of benefits. Still, it offers great flexibility in redeeming points and yields extraordinary earn rates if you can maximize BofA’s Preferred Banking Rewards program.

In This Post

Who is this card for?

The Premium Rewards credit card has wide appeal to both points fans and credit card novices. It might not have the most lucrative points or numerous transfer partners, but what it does offer is flexibility.

I think of it as a stress-free travel card, since points are worth 1 cent apiece no matter what you redeem them for — you don’t have to worry about getting the maximum value out of every point, which can sometimes be time-consuming and frustrating.

If you like the idea of redeeming your points as a statement credit against big purchases that aren’t covered by points — such as new luggage or a TV — then this would be the card to get. You can redeem points for any purchase, whether it’s a flight, a new car or an over-the-top dinner. The points function essentially like cash.

The Premium Rewards card is also a strong option for those who tend to spend in broad bonus categories like travel and dining (2x and up with this card), but who also want solid rewards (1.5x and up) for non-category bonus spend.

The earning rate is even better if you’re already a Bank of America customer and can maximize the Preferred Rewards Program (more on that later).

It’s also a great choice for semi-frequent travelers since it comes with valuable perks like an up to $100 Global Entry/TSA PreCheck credit, an up to $100 airline credit, trip delay/cancellation insurance, baggage loss/delay insurance and no foreign transaction fees, so you won’t be hit with any surprise charges when using your card abroad.

Further reading: Is the Bank of America Premium Rewards card worth the $95 annual fee? 

Modest but valuable welcome bonus

With the Premium Rewards card, you’ll receive 50,000 bonus points after spending $3,000 on purchases in the first 90 days of account opening. These points have a fixed value of 1 cent each, meaning that 50,000 points are worth $500. This far from the most lucrative bonus out there, but $500 can go a long way towards airfare, hotel costs or anything in between.

When you consider that BofA is essentially paying you $5 every year (after you redeem the up to $100 airline credit) to have this card, you’re basically getting $500 for free just for signing up and meeting the minimum spend. Use the sign-up bonus to treat yourself to something extravagant, like a helicopter or private jet ride on Blade.

The sign-up bonus alone is worth enough to get me 2.5 trips on Blade Bounce in NYC. (Photo by Blade)

While Bank of America doesn’t have any published restrictions that apply specifically to earning welcome bonuses, remember that it does have a 2/3/4 rule when it comes to card applications. You can only get approved for two Bank of America cards in a two-month period, three cards in a 12-month period and four cards in a 24-month period.

There have also been recent reports of a threshold similar to Chase’s 5/24 rule that limits how many cards across issuers you can get within a year in order to be approved for a new BoA card, though the exact threshold is uncertain and Bank of America has not confirmed the existence of a set policy.

Perks and benefits

While the Premium Rewards card doesn’t hold a candle to top-tier cards like The Platinum Card® from American Express, it does come with a nice set of perks for the low annual fee — a lot more than basically any other mid-tier card out there. Here are my favorite perks and their value:

$100 airline incidental credit. This credit works like the Amex airline fee credit in that you can only use it for purchases such as seat upgrades, baggage fees, in-flight services and lounge fees (though not airfare). You receive the credit every year and if you’re able to use the full amount, you’re essentially getting paid $5 a year to be a cardholder. Unfortunately, it’s not as flexible as the Chase Sapphire Reserve’s travel credit or the Citi Prestige’s air travel credit, but it’s still a great benefit for someone who travels a few times a year. It only works on certain domestic airlines but it’s processed automatically, so you don’t have to call in and apply it to a certain purchase.

Global Entry. I love having Global Entry — it’s saved me from standing in countless hours of security and customs lines. Premium Rewards cardmembers get an up to $100 credit (every four years) that can be applied toward purchasing Global Entry or TSA PreCheck. It’s surprising that this card offers a Global Entry credit, as that’s usually only offered by top-tier rewards cards with higher annual fees (although the Capital One® Venture® Rewards Credit Card is another mid-tier card that offers this benefit). And if you’re already part of the program, you can still use the credit for a friend or family member’s application.

Trip insurance. It’s always important to have trip insurance since you never know when your travel plans will go awry. This card provides reimbursement of up to $5,000 per person, per trip, for any unused, prepaid, non-refundable travel expenses including passenger fares, tours and hotels if you have to cancel due to a covered reason. And if your flight is delayed for more than 12 hours, you’re eligible for reimbursement of $500 in expenses per ticket. With many issuers ditching trip insurance, this benefit continues to be a compelling reason to use this card to book travel.

Baggage delay/loss insurance: Similar to trip insurance, you’ll be eligible for protection if your baggage is lost, stolen or damaged. This provides up to $100 per day (up to five days) when your bag is delayed for more than six hours. If your luggage is stolen or lost by a travel provider, you’ll be eligible for reimbursement for the contents of the bag.

IMG-Away-Luggage
If your bag is lost, stolen or damaged, the card’s protection plan will help pay to replace all of your items. (Photo courtesy of Away)

Purchase protection. I’ve used purchased protection many times and it’s saved me thousands of dollars over the last year — Amex paid me $1,400 for a broken watch and my Sapphire Reserve reimbursed me $2,600 for a painting that was damaged in transit. You’ll get similar protection with the Premium Rewards card, which will repair, replace or reimburse you up to $10,000 for lost or damaged items purchased on the card. If you want to return an item within 90 days of purchase but the retailer won’t accept the return, you can submit your receipt and be reimbursed up to $250 (up to $1,000 annually).

Rental car insurance. Last, this card will give you secondary coverage when renting a car — meaning it will kick in only after you’ve filed a claim with your personal insurance. While not as good as many of Chase’s cards that offer primary coverage, it’s pretty good for a no-annual fee card (after maximizing the airline credit).

Further reading: Reasons to get the Bank of America Premium Rewards card

Earn points

With this card, you’re earning 2x points on travel and dining and 1.5x point on everything else. Travel and dining are defined broadly, meaning there are a lot of expenses that can qualify for double points. The real value for me personally is the 1.5x on everyday spending. As a member of the Preferred Rewards program, you can earn up an impressive 2.625x on non-bonus spending. That’s higher than any flat-rate card out there.

The Premium Rewards card doesn’t earn traditional points or miles that can be transferred and redeemed with travel partners but rather acts more like a cash-back card with huge earning potential. I honestly never thought I’d be thinking about cash back, but as airlines have devalued frequent flyer programs, the idea seems more appealing.

Although we value most airline miles at more than 1 cent each, that’s mainly based on being able to find premium cabin saver seats. With it becoming harder and harder to get good value out of points and miles, that’s where this card can come in handy.

As I mentioned earlier, points are flexible with the Premium Rewards card; you can use them on anything — airlines, the gym, etc. — essentially anywhere that accepts Visa. Your points can go toward paying for those purchases (as a statement credit) and the credit posts automatically.

(Photo by Summer Hull/The Points Guy)
With the Premium Rewards card, you can earn up to 3.5x on hotel stays — including getaways to the W Aspen Hotel pictured here. (Photo by Summer Hull/The Points Guy)

Further reading: How I earned and redeemed with BoA Premium Rewards 

Redeem points

Another thing I like about this card is that it’s zero stress and consumes very little time. You don’t need to jump through hoops to find award availability and you don’t have to go to a specific portal if you want to use your points to pay for your gym. Since points are worth the same no matter what you redeem for, you’re not penalized for redeeming for cash back. You just redeem for whatever you want.

There a few ways to redeem points:

  • Cash back — You can receive cash back as a statement credit or deposit it into an eligible BofA checking or savings, Merrill or 529 college savings account
  • Travel purchases — You can book flights directly through the BofA travel portal. This is a good way to redeem points because you’ll still be eligible to earn award miles and elite credits by flying on a paid ticket (although personally I’d recommend buying directly from the carrier because sometimes when buying through a travel portal you’ll get a lower fare class).
  • Gift cards — A final option allows for converting points into gift cards at popular merchants such as Amazon, Whole Foods and Starbucks. I wouldn’t plan on going this route since it’d be smarter to just purchase the items and redeem your points as a statement credit in case you have to return the item.

I especially love that you can convert points directly into cash that can go straight into a 529 college savings account. Last year, I converted the points from my sign-up bonus and deposited them directly into 529 accounts for my nieces and nephews. From there, I used my points as statement credits against BLADE trips to my office, which saved me hours of time.

And if you’re solely focused on travel rewards, this card can cover travel expenses that you can’t redeem miles for, like offsetting surcharges on an award ticket or amazing experiences on the ground.

Jack Skellington from Tim Burton’s “The Nightmare Before Christmas” hosts the new “Disney’s Not So Spooky Spectacular” fireworks show at Magic Kingdom Park. This spellbinding display of state-of-the-art projection effects, lasers, lighting and dazzling fireworks will delight guests during Mickey’s Not-So-Scary Halloween Party, a separately ticketed event held on select nights Aug. 16-Nov. 1, 2019, at Walt Disney World Resort in Lake Buena Vista, Fla. (David Roark, photographer)
Because points are always worth one cent each, you can use points to pay for travel experiences like your tickets to Disney World for Mickey’s Not-So-Scary Halloween Party. (Photo by David Roark)

Originally when I heard that points were worth only 1 cent each, I was a bit disappointed. But it’s honestly nice that I don’t have to jump through hoops to find award availability and I don’t have to feel bad about redeeming these points for maximum value. I can use them whenever and for whatever I want.

Further reading: How to redeem points using the BoA Premium Rewards card 

Using the Preferred Rewards program to your advantage

To get the best value out of your Bank of America cards, you need to understand Bank of America’s Preferred Rewards program. Those who hold considerable assets in eligible BofA or Merrill accounts — including retirement or investment accounts — are eligible for increased rewards when spending on the Premium Rewards card. To enroll in BofA Preferred Rewards you’ll need:

An eligible Bank of America personal checking account and a 3-month average combined balance of $20,000 or more in a Bank of America account and/or Merrill investment accounts.

There are three tiers in Preferred Rewards, and your tier is based on how much money you have in your accounts. This will determine your earning with the Premium Rewards card.

Spend Categories Regular Cardholder Tier 1 – Gold ($20,000 – $50,000) Tier 2 – Platinum ($50,000 – $100,000) Tier 3 – Platinum Honors ($100,000+)
Travel/Dining Earnings 2x points 2.5x points 3x points 3.5x points
Other Earnings 1.5x points 1.875x points 2.25x points  2.625x points

At the base level of 2x points on travel and dining and 1.5x points on everything else, the card is pretty standard. It’s good, but the Citi® Double Cash Card and Fidelity Rewards Visa Signature Card are cash-back cards with higher earning rates on everyday spend and no annual fees (though those cards don’t come with any perks).

But the numbers get pretty spectacular when you’re able to get 2.625x points on everyday spend and 3.5x points if you meet the highest banking threshold. That said, I’ll still probably put most of my travel and dining spend on my Sapphire Reserve because I value Ultimate Rewards points at 2 cents each — meaning I get 6x points (toward travel per dollar spent). But 3.5x points back on travel and dining and 2.625x points on everything else for those who don’t value travel as much as I do — and want flexibility when redeeming points — is quite strong.

airline

The way I see it is that if you can maximize Preferred Rewards, you’re essentially getting a no-annual-fee card (after using the airline credit) that gives you 3.5x on travel and dining and 2.625x on everything else. If you’re looking for a straight cash-back card, no other card comes close to that.

The moment I heard of this card, I immediately moved $100,000 into a Merrill investment account so I could start qualifying for Platinum Honors. BofA also allows the option to roll over an existing 401(k) account into a Merrill retirement account, so that this could be an easy way to qualify for Preferred Rewards.

Further reading: Stop ignoring the Bank of America Preferred Rewards program 

Bottom line

In general, this card is about diversifying your stock of points and using them for the purchases that normal airline miles or credit card points can’t cover. It’s great if you want to use your points to splurge on a crazy watch or piece of jewelry. Or you can be generous and use the points to better your family.

It’s also an interesting option for small business owners — I know a lot of doctors and executives, and at a certain point there is mileage overload where they have too many Amex points and physically can’t redeem all of them for travel (because that is the best way to redeem MR points). So if you own your own business, this card can offer 2.625x points on all of your spend and 3.5x points on all travel and dining, which you can easily redeem for cold hard cash.

For those who have been eyeing a straight-up cash-back card, this could be your best option. Simply put, it’ll be improving your bottom line — either for you personally or for your business. You don’t have to waste time figuring out how to get the most value out of your points, as the stress-free redemptions make this an easy card to manage.

BofA is obviously telling customers that they will be rewarded with its Preferred Rewards program if they move their assets to BofA. On top of the earning and redeeming possibilities, it comes with a solid sign-up bonus and some pretty nice perks, which are worth far more than the card’s annual fee. For these reasons, I continue to be excited to have status with Preferred Rewards banking and the Bank of America®️ Premium Rewards®️ Visa®️ credit card in my wallet.

Official Application Link: Apply for the Bank of America Premium Rewards Visa Credit Card 

Additional reporting by Madison Blancaflor.

Featured photo by Isabelle Raphael/The Points Guy.

Related posts

A biker group’s kindness, a great Disney idea and a very lucky monkey

A biker group's kindness

(CNN)Hey morning people, I have a question: Um, how do you do it? How do you start the day with smiles and birdsong and a piping hot cup of coffee and not, you know, curse words and five alarm snoozes? My theory is, morning people are born and not made. However, experts say there are some things you can do to kickstart your mushy morning brain: Splash some cold water on your face, caffeinate slowly, make sure to get a little sunshine as soon as possible and, if you can, try to get outside for a brisk walk. My suggestion? Wake up at noon and avoid mornings altogether! Oh, if only.

Get going with some of our most popular good news stories of the week
a great Disney idea and a very lucky monkey - CNN
What goes around comes around
    Buckle up, because this one’s a great ride: In September 2018, Daryn Sturch and her daughter Bryanne came across a bad accident involving several motorcyclists with the Milwaukee Iron Biker Group. Sturch is a nurse in Chili, Indiana, and obviously felt compelled to stop and treat them. Some of the bikers were critically injured, and after she left the scene Sturch reached out to the group on Facebook to check up on them. To her relief, all of the injured bikers survived. The unfortunate incident kicked off a nice little friendship. Sturch says some of the bikers would check in occasionally on Facebook and offer her support or a kind word. Fast forward to this month: Sturch’s daughter Bryanne had planned a lemonade stand, but it got rained out. Some of Sturch’s biker friends suggested she reschedule for the next week, when the group would be in town. When the day of the lemonade stand came, Sturch and her family were overwhelmed: 30 bikers showed up to support Bryanne, including some Sturch had treated at the accident. Needless to say, it was definitely a waterproof mascara kind of day. “I think it’s a perfect example of how just because you don’t look the same way or dress the same way or have the same hobbies or interests doesn’t mean we don’t have the same core values inside us,” Sturch said. “We shouldn’t make assumptions about people, we should just love each other.”
    news
    A once-in-a-Millennium moment
    When a group of special-needs adults in Louisville, Kentucky, made a video of themselves lip-syncing to a Backstreet Boys song, their infectious joy captured the hearts of the internet. That alone is Good Stuff worthy, but then something even cooler happened: The Backstreet Boys saw the video, too, and arranged to meet the group before a tour stop in Louisville. When the big day came, 12 members of the group attended the concert and spent time with the boy band singing, taking photos and rocking out to a BSB dance party. Backstreet Boy Kevin Richardson even recorded a heartfelt video message for the performers. “The passion, the joy, the soul that you put in that video was inspiring,” he said.
    us
    I’m gonna stop talking now and just show you another amazing photo from their meet and greet, because that’s where the real story is.
    A biker group's kindness
    This takes the cake
    An officer with a cake baking hobby helped put together a magical birthday for a 13-year-old boy with cerebral palsy. Now that’s multi-talented! Lt. Brandy Forman of the Smyrna Police Department volunteers with a nonprofit, Icing Smiles, that provides custom cakes for families with ill children. The Clinner family had requested a cake for their son, Tye, who was turning 13 and was about to embark on a special trip to Disney World. Tye has cerebral palsy and is unable to walk or sit up on his own, but his mom says he lights up any time someone mentions anything Disney. After hearing his story, Forman told CNN she knew she could help with “way more than a cake.” Her department coordinated a surprise party for Tye complete with pizza, wings and his own officer shirt. They even invited the community to join in, and a few other Atlanta-area police departments brought some police cars around for local children to check out during the celebration. Oh, and of course, the cake was gorgeous. “If you have the opportunity to do something good for someone else, do it,” Forman said.

    Raise a glass to…

    a great Disney idea and a very lucky monkey - CNN
    Kodi Lee, the newly-crowned winner of Season 14 of America’s Got Talent! Lee, 22, is a gifted singer and pianist who blew the judges away from the very start with his rendition of Donny Hathaway’s “A Song For You.” He’s blind and has autism, and his mom says being able to express himself musically has helped him deal with a world that is often hard on people with disabilities. “Through music and performing, he was able to withstand living in this world,” she said. “Because when you’re autistic, it’s really hard to do what everyone else does. It actually has saved his life, playing music.”

    A bright idea

    news
    We have a double dose of Disney this week! The big Mouse has rolled out the Disney Bedtime Hotline again for a limited time. The phone service allows kids to receive a special bedtime message from their favorite Disney character (with help from their parents, of course). It goes like this: The characters detail their day, talk about how ready they are for bedtime, then playfully suggest the child on the phone get ready for bed, too. So, if your best Serious Parent voice can’t get them under the covers, maybe Anna and Elsa can give a much-needed assist. No long-distance fees to Arendelle required!

    You gotta see this

    us
    A lost toy monkey got the royal treatment at Buckingham Palace recently, and there are photos to prove it! Savannah Hart, a 5-year-old student at Woodside Preschool in south Australia, accidentally forgot Harriet, one of her school’s traveling stuffed monkeys, during a tour of the palace. (Harriet is an excellent monkey name, by the way.) Once she was back home, Savannah and her preschool classmates sent a letter asking for Harriet’s safe return. Sure enough, the preschool heard via email that Buckingham Palace staff had found the toy monkey. They said she had been busy eating scones and promised to send her back after photographing her at work around the palace. Okay, Harriet HAS to be the most interesting stuffed monkey in the world now.

    Heroes among us

    A biker group's kindness
    “No charge for this lady under any circumstances.” That was a note left by plumber James Anderson on a bill for a 91-year-old woman with leukemia who needed her boiler replaced. Anderson says the woman, who is receiving palliative care, will have round-the-clock plumbing help if she needs it, and free services for life. Anderson of Burnley, Lancashire turned his plumbing business, DEPHER, into a community project for vulnerable people after he saw an elderly man being “manipulated” by another engineer in the area. Since then, he’s helped thousands of people with their plumbing needs at a reduced or waived cost — even when the work leaves him with a loss. “We need to do something more to help the people who need it most,” Anderson said. The daughter of the 91-year-old woman he helped described Anderson as an “angel dressed as a plumber,” which is just another way of saying he’s a straight-up hero.

    Wanna get away?

    a great Disney idea and a very lucky monkey - CNN
    Looking for your next big trip in 2020? Why not Africa? CNN Travel has put together 30 of the continent’s most breathtaking destinations, any of which could easily reach trip-of-a-lifetime status. Of all the scenic views, this one from the Lekki Conservation Centre in Lagos, Nigeria, really speaks to me. What’s just beyond this lush, curving boardwalk path? Probably more lush, curving boardwalk path, and we’re totally okay with that.

    Tell us something good

    news
    Macon, GA
    After seeing the destruction Hurricane Dorian wrought on the Bahamas, Rikki Kahley turned her bachelorette party to Nassau into a relief trip. Originally, the 24-year-old was going to cancel and even offered to donate the group’s hotel rooms to local families in need but was moved when the resort’s receptionist got emotional about how much tourism business the area was losing. So Kahley and her sister Chloe put out a call for donations and started collecting donated baby wipes, diapers, food, clothes, toys, books and water filtration tools. By the time they boarded the flight to the Bahamas, they had 37 suitcases full of supplies. (Delta Air Lines waived the extra baggage fees.) “Our experience was great. We enjoyed all the Bahamian people we encountered, heard lots of stories about their families and how the hurricane impacted them,” Kahley said.

    Impact your world

    Today is World Gratitude Day! I am grateful for every single person in our Good Stuff family, and for all of the wonderfully kind and insightful notes you send week after week. You are appreciated more than you know. If you want to up the gratitude in your life, here are three easy rituals that can have you feeling more thankful and ready to take on life’s, well, less gratitude-inspiring tasks.

    Shameless animal video

      There’s always time for cute animal videos. That time is now.
      All animals deserve to be petted! Unless they really don’t want to be, of course. But you’d be surprised at how many un-cuddly species are actually just lovebugs in disguise. This baby croc is so happy to get chin scratches he’s making little laser sounds of gratitude. Who could ever say no to that? (Click here to view)

      Related posts

      ‘The Lion King’ sinks its teeth into critic-audience divide

      'The Lion King' sinks its teeth into critic-audience divide - CNN

      (CNN)As “The Lion King” counts up receipts from a big opening weekend while still licking its wounds from negative reviews, you can almost hear the familiar murmurs — that critics are “out of step” with the audiences they profess to serve.

      It’s a notion that contains a few crumbs of truth, but also a host of misconceptions.
      At the risk of painting with too broad a brush, critics — simply by virtue of seeing so many productions in a particular field — are almost by definition a little out of step. Because they see everything (or as much as is humanly possible), they’re generally predisposed to look for that which is different, novel or otherwise distinctive.
      That’s a difficult bar to achieve when remaking anything, especially an animated movie that’s essentially just being redone using a different animation technique. From that perspective, “The Lion King” is as much a consumer product as it is a movie.
        Why another “Lion King” some have asked, 25 years later? Because audiences often seek familiar experiences, especially when it means sharing a story with their kids. Whether it’s “Star Wars” or Batman, people who enjoyed those franchises in their youth not only tend to still like them, but relish the opportunity to share them with their kids.
        So is its success — with an estimated $185-million debut weekend in North America, a box-office feast fit for a you know what — a rebuke to critics, or at least, those who panned it, yielding tepid averages on review-aggregation sites? Not really.
        For starters, it’s always dicey inferring a connection between making a lot of money and quality. McDonald’s sells millions of burgers, but that doesn’t necessarily make them good for you, or worthy of a four-star rating.
        Second, it’s faulty to assume that critics who panned the movie were either rooting against it or felt their negative opinions would dissuade people inclined to see it.
        entertainment
        Indeed, the reality of modern criticism means writing about films and TV shows that are essentially review-proof, as well as showering praise (occasionally) on smaller projects with scant hope of garnering big crowds.
        There is, perhaps, an “old man yells at cloud” quality to lamenting the studios’ reliance on remakes, reboots and revivals, as some early reviews did. Disney made “The Lion King” for the same reason it did “Beauty and the Beast” and will do “The Little Mermaid” — not to ruin or raid your childhood, but because it thinks it can make a buck off of it. That’s hardly new, and as studios try to cut through the content clutter, even less likely to change.
        Viewed that way, it’s possible to accept and even enjoy the simplicity of something like this latest “Lion King” without seeing anything remotely exciting about it, and nothing wrong with trying to temper the expectations of those hoping to be wowed. In fact, critics unmoved by the experience would be remiss, and dishonest, if they didn’t.
        The best summation of this whole argument, frankly, came from Craig Mazin, the writer and producer of HBO’s “Chernobyl.” On Twitter, he responded to presidential candidate Andrew Yang, who veered out of his lane to opine that he found Disney’s live-action remakes of “The Lion King” “and other movies I grew up with a bit depressing. It’s like we can’t come up with new stories.”
        “Aladdin is about a thousand years old. Lion King is Hamlet,” Mazin wrote. “They weren’t so new when you saw them either. Let the kids enjoy.”
          The strong box-office results for “Aladdin” (whose reviews were also fairly tepid) and now “The Lion King” will only ensure that more remakes are pushed into the pipeline.
          Whether seeing such fare sounds appetizing is, of course, up to the individual consumer. For critics, by contrast, it’s usually just one of the mandatory groups in what can be an unhealthy movie-going diet.

          Related posts