4 reasons you must embrace push notifications to increase revenue – Best in Australia

Photo: Cristian Dina, Pexels.

You think of expanding your business, suddenly one idea sparks in your mind and that is none other than the mobile app technology and you want to adapt it since you want your business to excel and you don’t want a single stone to remain unturned for the sake of your success. 

But after getting a mobile app you realize that it is turning out to be a hard task for you to retain users.

When the question of app’s success comes the very segment which describes the success of a mobile app is the number of active users on your mobile app, and something which takes this journey one step ahead is the app retention on your mobile app. 

Push notifications can be a tool for the user retention, but only if you decided to proceed with certain tactics, which are mentioned herewith in this blog. Let’s read ahead and experience the difference

App retention is one of the greatest concerns every app has to deal with and needs to find out the best ways out of it in order to make your app survive the app chaos elegantly. 

Indeed there are certain aspects which must be integrated into the app during the app development process, so the app can fit in the requirements of the business and falls as an absolute fit for the users’ expectations as well.

But with so many features, functionalities, it gets more confusing for the app owners to pick the right strategy for the mobile app, which can help the mobile app from getting doomed, so to avoid the cloud of confusion, we have brought this post today, which clearly speaks that how a simple feature in your app, can help your mobile app to survive the game of the app retention…this feature is none other than the Push Notification.

Motivates users to buy products

When a customer plans to buy something from your app, but adds them in the cart and forgets to buy the product, in such scenario when you send a push notification reminder to your targeted audience so they can complete their purchase.

So with a help of simple push notification, you trigger your audience and help them to stay hooked to your services only.

Offers personalized notification

Your users have a different choices, and the different demand from the users, often lead the users to visit the competitor’s mobile app, since they feel the existing app doesn’t have anything new to serve them, so with a push notification you can easily eradicate this possibility by continuously updating your users, about any new feature or the new update which would suit their taste.

With this, you would help your users to stay engaged with your mobile app only and you can experience a much-engaging user experience.

Works on users’ psychology

When you wake up in the morning, and find a notification on your mobile app, telling you the weather forecast, you would definitely feel touched and would start to notice the app. 

This same strategy is integrated by the Facebook as well, wherein on opening the app or the web page in the morning, you are notified by a beautiful message, which states, Hi XXX, today weather will remain clear in Australia, you can enjoy the sunshine!!!, these small notifications which stay on top of your mobile app, keep reminding the users to about your app.

Now the question comes, that how to make the push notification a successful strategy???

Unfortunately push notification can be a deal-breaker or the maker for your app if you skip following the rules. The rules are quite simple and state:

Keep the content simple

When you decide to proceed further with the push notification then you must remember that your users don’t have much time to understand and act on your notification, so the very first strategy suggests, that more your content would be simple, more it would be preferred by the users. So keep the notification content simple yet engaging with some magic words, like ‘ Grab the deal’ or ‘ (name) you should not miss this deal’, by integrating the words like this, you would allow your users to use your app.

Push platform

The selection of the right platform to send the push platform is also mandatory for the successful push notification strategy. There are many push platforms in the market, such as PushWoosh and Parse to name a few, but you need to pick the most appropriate option as per your business needs.

Notifications must have the frequency

You need to understand a very common and most significant fact, that every user has a personal life as well, and you cannot disturb it with your push messages, so you need to understand that your push notification must not turn out to be an irritating factor for your mobile app, so by keeping this in mind you must set a frequency of your push messages.

Switch on/off option

When it comes to push notification, the more you allow your users to use it as per their convenience they would prefer to use it further. To make this happen, you must let the On/Off option in your mobile app, which would allow the users to set the notification-receiving as per their convenience.

Indeed push-notifications can help your mobile app to retain the users, but only if it is planned and managed with the right strategies to yield the best result out of it and can help you to make your app development a cherishing experience for your business goals.

Also, one another fact which equally matters in the success of a mobile app, and cannot be given a miss at any given cost, is the selection of the right mobile app development company for your app.

I know there are many app development companies in the app development market, and which keep on confusing you further, but you need to be sure of picking a right app development partner, which has the impressive technical experience and the technical exposure to handle your app requirements effortlessly.

If you are finding it hard to find such company for your app concept, then you must get in touch with experienced app builder such as Techugo, which has every bit of these requirements coupled with the renowned clientele list, and help your app to grow immensely.

Jason is a senior Android developer in Australia. He holds great expertise in latest and advanced Android technologies, and ensures to integrate his skills into the mobile app development process.

What do you think about it?

Related posts

Goldman Sachs is making it easier to plug its services into other tech platforms like Amazon or Apple’s iPhone, and an industry consultant says it shows how the bank is leading a `fundamental change’ in retail banking.

  • Goldman Sachs is in talks with Amazon about providing small-business loans to merchants who sell products on Amazon’s retail platform, according to a person with knowledge of them. The talks were first reported by the Financial Times on Monday. 
  • The partnership would be the second inked by Goldman with a large technology firm that can provide the scale and distribution for Goldman’s products that it can’t get itself. 
  • The partnership, and another one with Apple, is an example of banking-as-a-service, though some insiders have taken to calling it Goldman Sachs-as-a-service. 
  • “If Goldman can pull off an embedded banking deal somewhere else besides Apple Pay … that’s a leading indicator of a fundamental change in retail banking,” according to independent consultant Richard Crone.

Goldman Sachs is close to inking a second high-profile deal to offer banking services in partnership with a large tech company, and it’s a sign of what may be a fundamental change in retail banking. 

Goldman is in talks with Amazon to offer small business loans to merchants who sell products on Amazon, according to a person with knowledge of the discussion. The Financial Times first reported the talks on Monday. Goldman’s small business loans may feature the bank’s name and begin as soon as March, the newspaper said. 

A spokesman for the bank declined to comment. 

If the deal is signed, it would become the second Big Tech partnership for Goldman Sachs after it launched a credit card last year with Apple last year. Goldman CEO David Solomon has called the Apple Card the most successful credit card launch of all time, without providing details to back up the claim. 

But it would also be a sign of something much more ambitious: Goldman Sachs moving quickly and aggressively to leverage those characteristics that make it uniquely a bank, with a license that allows it to offer banking products and a balance sheet where it can fund loans cheaply being just two prominent examples. 

The company has been sinking hundreds of millions of dollars into building out its technology capabilities, including APIs (application programming interfaces), to make it as easy and seamless to plug such services into the technology platforms of others, whether that’s Apple’s mobile devices, as with the Apple Card, or Amazon’s retail platform. 

At an investor day last week, execs referred to it as banking-as-a-service, but some insiders have taken to calling it Goldman Sachs-as-a-service. 

Stephanie Cohen, Goldman’s chief strategy officer, appeared on stage last week at the bank’s investor day alongside Marco Argenti, the co-chief information officer who recently joined the bank after several years as a senior exec at Amazon Web Services.

Cohen said the bank is looking for ways to use technology to embed the types of things that Goldman can do well, such as risk management, or loan underwriting.

Cohen cited the Apple Card, which is a Goldman-designed product delivered on Apple’s devices, as one such example. 

“That last capability is the consumer version of our platform strategy,” Cohen said. “It allows us to take products and services that we build for our own clients and then give it to other clients so that they can embed financial products into their ecosystem. This strategy will drive top-line growth, and it will create scale efficiencies.”

Goldman isn’t the only large bank that’s working with Big Tech companies. In November, Google announced a partnership with Citigroup to provide checking accounts to the tech firm’s customers. 

And yet, Goldman is probably doing it better than anyone because it has developed a suite of APIs that it can take off the shelf and plug into other platforms, according to Richard Crone, an independent consultant. 

“Goldman Sachs, when they write the history books, will be noted as the one who invented or perfected embedded banking, where you embed your financial services through the user interface, or at the edge, of someone else’s network,” Crone said. “If Goldman can get this right with Amazon, I would expect them to go to Facebook next or any other online platform of substance that provides them a large distribution channel.”

Goldman is leaning on many of the lessons it learned in its partnership with Apple, known as an incredibly demanding partner, Crone said. Most notably, the ability to offer instant issuance to a set of customers that have already been pre-validated, multi-factor authenticated, Know-Your-Customer credentialed by the large tech firms. 

“They already know the customer, but they have met the regulatory requirement in advance before they hand it over,” he said. 

The product will likely look similar to what small merchants are getting from Square Cash or PayPal Working Capital. 

Goldman has bigger ambitions. At last week’s investor day, the bank presented a slide that showed a product called Marcus Pay, which talked about point-of-sale solutions for merchants based on its digital consumer bank. 

This is just another example of how embedded banking is here to stay, which can be hard for a lot of bankers to understand because they want to service customers through their own app, Crone said.

But “no financial institution can reach the scale that’s required to compete electronically” with the large platforms if they only do it through their own app, he said.  

“If Goldman can pull off an embedded banking deal somewhere else besides Apple Pay, or if Citigroup can pull off Google Cache, that’s a leading indicator of a fundamental change in retail banking.”

See also: Goldman Sachs just unveiled hundreds of slides laying out the future of the company. Here are the 10 crucial slides that show how it plans to transform into a bank for everyone.

See also: Inside Goldman Sachs’ first investor day, where avocado toast and crab apples were served with tech talk, 3-year plans, and a surprising trading mea culpa

NOW WATCH: WeWork went from a $47 billion valuation to a failed IPO. Here’s how the company makes money.

Related posts

President Mnangagwa & General Chiwenga fight gets serious, Chris Mutsvangwa attacks Chiwenga (PIC) | My Zimbabwe News

tie person

President Emmerson Mnangagwa’s ally Chris Mutsvangwa ranted against Vice President Constantino Chiwenga in a chance encounter with the MDC leader, Nelson Chamisa, ZimLive can reveal.

The shock development comes as the Zanu PF Youth League has recently become vocal against “cartels”, seen as a precursor to an all-out war with Chiwenga by first targeting his financial backer, Kudakwashe Tagwirei, an influential player in the petroleum industry.

Chamisa was at the Robert Mugabe International Airport on January 29 ahead of a trip to South Africa when he came across the chairman of the Zimbabwe National Liberation War Veterans Association who was also at the airport on undisclosed business.

Two sources who witnessed the encounter said Mutsvangwa initially requested a photo to be taken with Chamisa, before launching into an unrestrained attack on Chiwenga, Mnangagwa’s ambitious deputy.

“He told Chamisa to disengage from Chiwenga, stating that the former army general was claiming influence that he did not have, both in the military and Zanu PF,” one source said.

Chamisa reportedly expressed surprise that Mutsvangwa was associating him with Chiwenga, remarking: “You are donating me to Chiwenga, and Chiwenga donates me to you. Which is which?”

Mutsvangwa did not care who was listening, another source who witnessed the encounter said. The war vets chief, said the source, appeared convinced that Chamisa was open to a political alliance with Chiwenga.

“He was particularly dismissive of Chiwenga, questioning his fitness for higher office,” the source, who had just walked over to greet Chamisa, told ZimLive.

Referring to Chiwenga’s nasty divorce from his former model wife, Marry Mubaiwa, Mutsvangwa told Chamisa: “Don’t be fooled by a man who has a pr0stitute running rings around him.”

Chamisa reportedly asked “who’s the pr0stitute, and who’s the man?” before the two men separated, both laughing.

The encounter reveals deepening divisions in Zanu PF, with two distinct factions – one led by Mnangagwa and the other by General Chiwenga – each seeking to take decisive control of the party before the next elections in 2023.

Chiwenga was the army general who led a coup against the former late president Robert Mugabe in November 2017. He recalled Mnangagwa, Mugabe’s former deputy, from exile to make him president in a bid to sanitise the coup.

But the two men have differed sharply after Mnangagwa claimed victory in a presidential election in August 2018 by just over 35,000 votes. Chiwenga’s camp says the 76-year-old Zanu PF leader is unelectable and has failed to effectively run the country, imperilling their project with the lurking dangers of a popular uprising or annihilation in a future election.

Mnangagwa, through his son Emmerson Junior, has reportedly engaged the Zanu PF Youth League to push back against Chiwenga.

Youth League deputy secretary Lewis Matutu and Godfrey Tsenengamu, the political commissar, have taken to social media to launch thinly-veiled attacks on Sakunda Holdings boss, Tagwirei, believed to be Chiwenga’s moneyman.

Tagwirei, the local partner of global commodities trader, Trafigura, is accused of running a near monopoly in the petroleum industry and fleecing the state through the opaque Command Agriculture scheme run by Sakunda.

A parliamentary committee says agriculture ministry officials have failed to account for US$3 billion expenditure on the scheme, and Tagwirei has refused to testify before parliament.

Writing on Facebook on January 29, Matutu said: “How can a few individuals prosper on majority’s tears?”

Avoiding naming Tagwirei, he added in another post on January 31: “We will be judged by our deeds as a generation. Personally, l refuse to be amongst the cursed ones simply because l would have ignored evil things happening whilst watching and right now l have an opportunity to make things right #cartelsmustfall.”

Tsenengamu, also taking to Facebook, said: “We will pay the price, either for fighting the blood-sucking cartels or for smiling at them while they suffocate us. I choose to fight.”

Tsenengamu said Zimbabwe was being destroyed “not by those few who do evil, but by those who watch them without doing something positive.”

“Monday is the day #CartelsMustFall,” he wrote on January 31, hinting strongly that the Youth League would pursue some action soon.

Zanu PF sources told ZimLive that Matutu was also personally angry after recently going to the party’s secretary for administration, Obert Mpofu, to demand that he be issued a Toyota Land Cruiser “like all other politburo secretaries”, and being rebuffed.

All Zanu PF secretaries in the politburo had Land Cruisers purchased for them by Tagwirei, and if Matutu had been granted his wish, the party would have turned to the Sakunda boss who has used his vast fortune to buy influence.

The convergence between Matutu and Tsenengamu has surprised some, who say the two men have rarely been aligned.

“It shouldn’t surprise anyone, however, because Tsenengamu will do anything for money or a voucher. He’s shamelessly unscrupulous. For a thousand dollars, he would slap the president, he’s that sort of guy,” a member of the Youth League said.

Mnangagwa’s son, Emmerson Junior, is reportedly pulling the financial strings on the Youth League to do his father’s bidding.

Mnangagwa has identified Tagwirei – whose accounts were temporarily frozen by the Reserve Bank last year over allegations that he was manipulating the local currency – as the power behind Chiwenga, and hopes by targeting him, he would leave his 63-year-old deputy financially weaker and unable to mount any challenge to his rule.

The Zanu PF leader has, since taking power in 2017, been reorganising the military top brass and retiring other senior officers in moves aimed at diminishing Chiwenga’s influence.

The Zimbabwe Independent reported on Friday that “an unsettled Mnangagwa” had made moves to “coup-proof” his regime by changing the commanders of the Presidential Guard, the infantry battalion which, together with the Mechanised Brigade, played a critical role in the 2017 military coup that toppled Mugabe.

The Presidential Guard, responsible for providing protection to the president and securing Harare, is a specialised force trained to fight in built up areas. It consists of two battalions, the 1 PG Battalion commonly known as State House Battalion, and the 2 PG Battalion situated in Dzivaresekwa.

Mnangagwa has named Lieutenant-Colonel Alison Chicha as the commander of 2 PG Battalion, replacing Lieutenant-Colonel Regis Mangezi, who moves over to command the 1 PG Battalion. Mangezi takes over from Lieutenant-Colonel Solomon Murombo, removed from the unit after he clashed with Mnangagwa’s wife – an incident caught on a leaked audio tape.

Mnangagwa’s wife, Auxillia, accused Murombo of spying on her and plotting to kill the president. Her outburst betrayed the first family’s fears and concerns about their security. Murombo has been shunted off to Zimbabwe Defence House, the military headquarters.

— ZimLive

Breaking News via Email

Enter your email address to subscribe to our website and receive notifications of Breaking News by email.

Related posts

Drugs, death and stock trading – what became of the Goonies child stars | Buzz.ie

person

Produced by Steven Spielberg, and directed by Richard Donner, The Goonies has become a Sunday afternoon TV classic – but 35 years on, what has become of its amazing cast?

Child stars may seem to have it all but the pressures – and dangerous opportunities – of fame can be a toxic mix when you’re at an impressionable age.

Adventure comedy classic The Goonies was released in 1985, and the past 35 years have been something of a rollercoaster ride for its young stars Sean Astin, Josh Brolin, Corey Feldman, Jeff Cohen, Jonathan Ke Quan, Kerri Green and Martha Plimpton.

And let’s not forget John Matuszak’s memorable turn as Sloth

Some Goonies alumni have managed to maintain steady showbiz careers, some have tasted the dark side of fame, and a few have turned their backs on show business altogether.

24 Martha Plimpton today is barely recognisable as the young girl who lost her glasses in the secret cave (Image: Dave Benett/Getty Images)

Sean Astin (Mikey)

Sean is a Hollywood baby, son of Valley of the Dolls star Patty Duke and adoptive son of her husband – Addams Family star John Astin.

The Goonies was Sean’s first film, and after that, he went on to appear in a string of movies, including War of the Roses, Memphis Belle and Toy Soldiers.

Abuse Sean Astin is still acting today (Image: Warner Bros.)

He achieved new levels of fame when he played Sam in Peter Jackson’s Lord of the Rings Trilogy forming a lasting bond with co-stars Elijah Wood and Billy Boyd.

Since Lord of the Rings, Sean’s main success has been in TV. He’s added a second string to his acting bow with a number of high-profile voice acting rifles in animated series as well as showing up in Stranger Things, Supergirl, 24 and The Big Bang Theory.

act Sean’s best known for his work in the Lord of the Rings saga (Image: FilmMagic)

Sean’s personal life seems to have been relatively trouble-free. he married former beauty queen Christine Harrell in 1992, taking her Lutheran Christian faith in 2013, and they have three daughters together.

While younger readers may have no idea what The Goonies even was, they’ll know Sean as the voice of Reginald from Minecraft.

Martha Plimpton (Stef)

Martha is another Goonies star who just kept going. As well as starring in hit US sitcom raising Hope she’s appeared in everything from The Good Wife to Frozen II.

She’s had her greatest successes on stage though, receiving three consecutive Tony Award nominations and starring in innumerable Broadway hits.

Like Goonies co-star Sean Astin, Martha also pops up as a character voice in Minecraft.

actor These days, Martha focuses on stage work (Image: Warner Bros)

Corey Feldman (Mouth)

Corey Feldman became an Eighties icon. Alongside his showbiz mate Corey Haim, he appeared in cult vampire movie The Lost Boys as well as its belated sequel The Tribe.

The pair also appeared together in a fictionalised reality show – The Two Coreys – where the pair pursued an Odd Couple relationship with Feldman coming across as relatively clean-living and Haim playing the slob.

age Corey Feldman struggled to cope with the pressures of child stardom (Image: Warner Bros)

Haim’s hedonistic lifestyle caught up with him in 2010 when he died aged just 38. Feldman too has had problems with booze and drugs. By the time he was 19, he’d been arrested three times for heroin.

Feldman has hinted, more than once that the reason he and Haim were driven to drink and drugs was a secret subculture of abuse in Hollywood.

All Corey says that dark forces in Hollywood are out to get him after he spoke out about a paedophile ring (Image: Getty Images)

In 2013, he told US TV’s The View (their equivalent of Loose Women) that a massive organised paedophile ring wielded massive power in the entertainment industry.

Feldman was also a close friend of Michael Jackson, who invited him to his Neverland estate and showered him with expensive gifts. But, he insists, the disgraced star never approached him sexually.

Josh Brolin (Brandon)

amazing Josh is the son of James Brolin, star of the original Westworld (Image: Warner Bros)

A Hollywood wild child, Josh Brolin ran with a rough crowd in his youth. He stole cars to pay for drugs, and had a flirtation with heroin.

He said: “I mean, I never got into it and I never died from it, which is a good thing. I’ve had 19 friends who died. Most of those guys I grew up with, they’re all dead now.”

avengers Josh Brolin grew up with a movie star dad, but had a troubled childhood before finding his feet as an actor (Image: Getty Images)

Brolin survived and went on to have a long and successful career in movies. Debuting in The Goonies he has appeared in No Country For Old Men, Sicario, Deadpool 2 and as Thanos in the massively successful Avengers series of films.

He also has a sideline trading in stocks and shares, and even considered giving up movies for the stock market at one point

Jonathan Ke Quan (Data)

Jonathan was already famous when The Goonies opened, having played Indiana Jones’s sidekick Short Round in the Temple of Doom.

While he continued to act for a while after Goonies, he increasingly used his martial arts knowledge to pick up work as a fight choreographer.

baby Jonathan was the highest-profile member of the Goonies gang when the film opened (Image: Warner Bros)

Kerri Green (Andy)

Kerri, like many of the Goonies stars, made her debut in Steven Spielberg’s treasure-hunting comedy thriller.

But, unlike some of her co-stars, she struggled to sustain her early success. She earned good reviews for her role in romcom Lucas, where she played opposite Cory Feldman’s partner in crime Corey Haim, but after that, the big roles dried up.

Beauty Kerri spends her time writing and directing these days (Image: Warner Bros)

She made a few appearances on TV shows such as Murder, She Wrote and ER, but hasn’t done much acting since the 1990s.

Kerri spends her time behind the camera these days, with her own production company and a series of writing and directing credits.

Jeff Cohen (Chunk)

Jeff was suffering from chickenpox when filing on The Goonies started but kept quiet about it to avoid being dropped from the production.

broadway Jeff worked hard to slim down after The Goonies (Image: Warner Bros)

After the film wrapped, Jeff got heavily into college football in a bid to shed some of Chunk’s weight. He made a few more movies but then, according to a 2014 profile, “puberty hit and forced Cohen into early retirement.”

He moved from acting to entertainment law. Partly, he says, “because I get to go to the parties but I don’t have to audition.”

business Today, Jeff is a hugely successful media lawyer (Image: Getty Images)

John Matuszak (Sloth)

Older than most of the other Goonies stars, Matuszak was already an established American Football player when the call came to play disfigured misfit Sloth in The Goonies.

camera John Matuszak (Sloth) Older than most of the other Goonies stars, Matuszak was already an established American Football player when the call came to play disfigured misfit Sloth in The Goonies.

The makeup, which took five hours to apply every day, disguised his appearance but Matuszak’s own face appeared in countless TV shows such as M*A*S*H, The Dukes of Hazzard, The A-Team and Miami Vice.

Tragically, Matuszak died young – succumbing to a mix of opioids and cocaine in 1989. He was 38.


Want more of the latest news, sport & entertainment? Sign up to our newsletter!:

Related posts

Crush That Crush: Pastor Adeboye Of RCCG Sparks Twitter ‘Fire’ With His Statement About A Lady

person
Pastor Adeboye of RCCG

Pastor Adeboye Gives Advice On Marriage

A series of tweets on Wednesday by Pastor Enoch Adeboye, the General overseer of Redeemed Christian Church of God (RCCG) has caused sharp contentions on Twitter.

The revered cleric had shaken a table when he decided to address the issue of married people who still have crushes on other sexes apart from their spouses.

Pastor Adeboye noted in his submission that many who failed to deal with the issue of ‘crushes’ are now dealing with bigger issues of infidelity and even adultery.

He urged Christians to take their marriage seriously, challenging them to cut off whatever could make them contemplate adultery.

He then said: “Today, I will be focusing on the married. It is sad that many married people are still having crushes with persons apart from their spouses. “If there is any fellow aside from your spouse you are admiring unduly, you must see such a person as the devil and get rid of them immediately.”

Pastor Adeboye then went ahead to cite an example of how, he charged his “son” to sack his secretary whom he has been admiring at work – a submission that has attracted different reactions from Nigerians.

He said: “One of my sons once told me that he was always excited to resume in the office every Monday because he would get to see his secretary again. I told him to fire her immediately. Nothing and no one is worth your marriage.”

One of my sons once told me that he was always excited to resume in the office every Monday because he would get to see his secretary again. I told him to fire her immediately. Nothing and no one is worth your marriage.

— PastorEAAdeboye (@PastorEAAdeboye) January 29, 2020

He said many other things on how to protect one’s marriage but many have chosen to focus on his ‘order’ to sack the lady.

See some reactions that have trailed the statement by Pastor Adeboye:

Even people that won’t let their partners keep besties of the opposite sex are condemning Pastor Adeboye…lol

I don’t agree with his thread but most of you won’t say pim if your partner pulls that move.

Infact you’d even feel “special” talmbout “cut him/her off for me”

Abegi!

— UG (@UgwunnaEjikem) January 29, 2020

After dragging Pastor Adeboye on Twitter today,they will rush to redemption camp tomorrow to tap from his anointing 🙄

— Sister Tinu 🦅 (@Bami______) January 29, 2020

If a Feminist says.

“Men are scum, they can’t hold their sexual urges”

Una go complain.

But Pastor Adeboye instead of telling His Son to Man up and bury his sexual urges.

Told his boy to sack a staff for merely existing.

U lot are defending it.

Low quality men🤝 hypocrisy

— William Ukpe (@William_Ukpe) January 29, 2020

“Pastor Adeboye, Crush that Crush is for married people, right? That means the son & secretary are not single, right? That means for your MARRIAGE to work, no room for David & Bathsheba drama, right?

Take the lessons & stop this follow the crowd mentality.

— Michel_231 (@231_michel) January 29, 2020

My sister if you chase away your help cos you feel she might tempt your hubby then you have no right to blast Pastor Adeboye. Like the only crime your help commited is developing breast and growing into a beautiful woman. Everyone is woke on social media ,hypocrites..

— Mercenary (@Ifeatu9) January 29, 2020

pastor adeboye told his son to sack his secretary because of the excitement he get around her

Mathew 5:29 If your right eye causes you to stumble,gouge it out & throw it away

People criticizing adeboye are Christians who don’t read bible

Stop adding civilization into religion.

— QUDUS (@QdPaper) January 29, 2020

Related posts

Details of Facebook, NCC meeting emerges – Daily Post Nigeria

person

Top Management staff of Facebook paid a visit to the Nigerian Communications Commission (NCC), on Thursday, to explore opportunities for collaboration and partnership for infrastructure deployment to strengthen connectivity, enhance businesses and bolster citizens’ embrace of digital culture.

Ibrahima Ba, Network Investment Lead at Facebook Office in the United States, who led the delegation to NCC, stated that robust infrastructure was the bedrock of the massive connectivity that signposts Facebook, WhatsApp and Instagram.

Facebook had successfully undertaken two connectivity projects in Edo and Ogun involving a total of 800 kilometres of fibre connecting institutions and operators towers.

He said that considering the connectivity gap that still exists in the country, there was a need for further expansion of infrastructure as increased penetration of services will require further deployment of infrastructure.

Ba, who declared that Nigeria was important to Facebook being Africa’s most populous country, emphasised that his company looked forward to seeing opportunities for partnerships manifest to ensure infrastructure expansion in fibre connectivity.

Ba advised the NCC to facilitate additional liberalisation of partnership and collaboration processes with stakeholders, a proposition Jerry Ugwu, Deputy Director Legal and Regulatory Services at NCC, assured that the NCC will explore.

Edoyemi Ogoh, Deputy Director Technical Standards and Network Integrity at NCC, who led the team that received the Facebook delegation on behalf of the Executive Vice Chairman and Chief Executive (EVC/CE) of NCC, Prof. Umar Danbatta, commended the group’s interest in the Nigerian market.

He affirmed that NCC was aware of the importance of central infrastructure to the expansion of telecom services, and added that the realisation explained NCC’s adoption of the Open Access Model (OAM) and the licensing of infrastructure companies (Infracos) to cascade fibre to the hinterland of Nigeria.

Ogoh noted that President Muhammadu Buhari’s recent re-designation of NCC’s supervising ministry as Ministry of Communications and Digital Economy was a conformation of Federal Government’s commitment to encouraging more citizens to embrace digital culture.

Stressing that the NCC is central to these processes, the official added that the Minister of Communications and Digital Economy, Dr. Isa Ali Ibrahim Pantami, has continued to demonstrate his commitment to tackling bottlenecks to infrastructure expansion.

He cited the recent meetings between the Minister, the EVC and Dr. Kayode Fayemi, the Governor of Ekiti State and Chairman of Nigerian Governors Forum (NGF) which focused on streamlining and standardization Right of Way (RoW) charges.

Ogoh disclosed that the Commission was finalising processes to institute the ‘Dig Once Policy’ that will encourage operators and other key players in infrastructure segment to have greater strategic collaboration in the laying of fibre especially in the context of the upcoming National Broadband Plan 2020-2025.

On Ba’s delegation were Erik Schmidt, Network Strategy Manager, Facebook Infrastructure; Adaora Ikenze, Head West Africa (Public Policy); Imran Abass, Partner Manager, Sub Saharan Africa; and Fargani Tambeayuk, Africa Public Policy Manager (Connectivity).

Related posts

Kenyan Mum, Connie Muuru, Advises Women As She Marks 4 Years Since Her Daughter Was Battered To Death By Boyfriend – Motherhood In-Style Magazine

person

Yesterday, January 14, marked the fourth anniversary of the death of a young Kenyan woman, Sharon Muuru who was killed by her boyfriend, Salim Kipruto Seem. The deceased’s mother, Mrs Connie Muuru, a Nairobi businesswoman took to Facebook to mourn and warn victims of domestic violence as she always does since the untimely loss of her daughter, who was a single mum.

Connie, who has started a project that would empower victims of domestic violence, says her daughter’s experience has made her cognizant of the morbid experiences people in violent relationships go through. She narrated that Salim made a habit of getting violent with the deceased even though he was jobless, lived in her daughter’s house and was fended for by Sharon.

The deceased was also not married to her killer and her only child was from a previous relationship according to Connie, who only got to know of how serious her child’s travails had been, only after the young mum had passed.

She narrated to eDaily what transpired until her daughter died.

”If someone shows you little elements of violence, walk out. Don?t wait to be beaten to death ? this applies to members of both genders.

Let the wrangling couple, whose relationship is marred by violence, to separate and solve their differences when not living under the same roof.

They can come back together later after their problems are solved amicably. For instance, my daughter knew her partner Serem was not a good person because she was beaten severally. She shouldn?t have waited until she was killed.

I am not against families, I am not against marriages. But when it comes to death, nothing can be compared.

My daughter thought since she was the one providing and paying the rent, then the man was the one to leave.

But that shouldn?t be the case. If you are the one providing and your partner becomes violent, please leave him or her. You can get another house and other properties, but not another life.”

Read Connie’s Facebook post from yesterday below:

Baby girl I wish there’s anything I can do to bring you back… It’s exactly 4 years today, since you left us.
January 14th will remain dark and sad day all my life!

It’s more painful to remember the man you cared and loved, decided to kill you.
Sadly you allowed him to continue staying in your house, even after many nights of violence.

You were kind… brilliant…considerate and selfless… maybe that’s why he took advantage of you.

But it’s doesn’t matter now though…I only hope that you made to heaven child

Continue resting with Angels, because you are one of them!

Your beautiful memories are with me daily and have consciously, refused to forget you.
IN MEMORY OF MY DAUGHTER SHARON MUURU, I CONTINUE SAYING NO TO DOMESTIC VIOLENCE!

If your spouse can’t solve problems without a fight just part ways, while you are alive.Remember you have only one life… once you lose it, it’s forever!

MAY THE BEAUTIFUL SOUL OF MY DAUGHTER SHARON MUURU REST IN PEACE

See more photos:

Related posts

Nollywood Actress Dayo Amusa Admits She Enjoys Good Sex ⋆

person

Popular nollywood actress Dayo Amusa has admitted she enjoys having good sex with her man.

While addressing stereotypes of how women ought to be embarrassed to talk about their sexual needs, the nollywood actress minced no words in owning up to her love for great sex.

However, she has gotten a lot of backlash from internet users mostly women who felt Ms. Amusa was not living up her good role model image.

She made this known in a long post via her verified Instagram account.

The ish am about to raise here now might probably offend some of you, even if it result to an unfollown, Iyen gan tun nice. Proceed with caution

I enjoy having sex. I mean good sexual intercourse. You know the thing that people do that is acceptable in society if you’re married, or if you’ve been in a partnership with somebody for sometime but most definitely not acceptable if you have sex with somebody on the first date or if you have sex somebody that you don’t know all that well.  Why can’t people just have sex for the sake of having sex? Why can’t people just have sex for the sake of havings ex?

Why the actual fuck does a woman that enjoys having sexual relationships with a partner or partners automatically make people jump to conclusion that the woman doesn’t respect herself? Why does a woman have to justify herself? I don’t give a fuck if you sleep with 200 people or you’ve only ever been with 1 or none. I don’t a fuck if you’re sleeping with two, three or twenty partners. I don’t give a fuck if  you have sex on the first date or wait until the 30th date. Want to know why I do’t give a fuck? Because it’s none of fucking business.

You know your body, and at the end of the day it’s your body therefor you make the rules. Why are women being shamed for having sexual relationships? The sad part is majority of it is women shaming other women. SUPPORT EACH OTHER FOR FUCK SAKES. SEX IS A NATURAL HUMAN INTERACTION. Fuck who you want, when you want, where you want.

You don’t owe an explanation to anybody. And you surely are not ‘disrepectin yourself’ because you enjoy having sex. Be transparent,  and educate yourself before expressing such stupidity. But make sure you are playing safe o. Make safe choices

Related posts

Christ Embassy Church probe in UK: The Full report | P.M. News

person

Pastor Chris Oyakhilome: heads the Christ Embassy Church in UK

Christ Embassy Church, owned by Pastor Chris Oyakhilome and registered in the UK in 1996 as a charity came under probe of the Charity Commission in 2013, following complaints about the use of charitable funds on large connected party payments.

Truly, investigators discovered numerous failings in its management. They established that a number of informal grants and payments were made, including over £1.2 million* to a broadcasting company, Loveworld Television Ministry, which was wholly owned by a trustee of the charity.

Also, for six years the charity had allowed Loveworld free use of a £1.8 million property it had purchased, and was subsidising a proportion of the company’s utility bills. The inquiry found a lack of formal contracts or appropriate record keeping, and a lack of evidence of proper decision-making or of conflicts of interest being appropriately managed.

Financial management at the charity was also found to be poor. The trustees claimed 9 bank accounts held funds belonging to Christ Embassy Nigeria, and that 3 UK properties belonged to Christ Embassy Nigeria, however the inquiry concluded that all of these in fact belonged to the charity.

Oyakhilome’s ex-wife Anita Ebodaghe: was on the charity board at the time

The inquiry considered that there was serious misconduct and/or mismanagement in the administration of the charity, and took action to remove two of the trustees of the charity, however the individuals resigned before the sanction was applied. The Commission has since been granted new powers to address this loophole, which it secured under the Charities (Protection and Social Investment) Act 2016.

As a result of the inquiry, a new board of trustees was set up to strengthen the administration and management of the charity.

Amy Spiller head of the investigation team spoke on how the investigation was able to dissect the complex web of entities connected with the Christ Embassy Church:

“This was a complex inquiry that unveiled numerous failings by those running Christ Embassy over a number of years, which exposed the charity to undue risk. I am pleased that these issues have been resolved and that the new board of trustees has shown a clear commitment to move the charity forward responsibly.

“Those running a charity should always be guided by their charitable purpose. Trustees have an important responsibility to ensure that they act in the best interests of their charity at all times, and take care to safeguard their charity’s assets. Our guidance around governance arrangements is there to help trustees ensure they do just that.

“Charities are trusted in a way that is unique, and people often put a lot of faith in religious charities. It is therefore vital that trustees, particularly those with a large following, do all that they can to inspire public trust”.

Christ Embassy operates over 90 churches in the UK, providing religious services to over 5000 people, and has a substantial international following.

Here is the full report released 14 November, 2019 as culled from www.gov.uk

The Charity
Christ Embassy (the charity) was registered on 19 November 1996. It is governed by a Declaration of Trust dated 23 October 1996.

The charity’s entry can be found on the register of charities.

Charity Structure
The charity was established in South London in 1996. The charity’s Headquarters is located at the Loveworld Conference Centre (commonly referred to as the “Christ Embassy International Office”), in Folkestone, Kent and is supported by three sub offices situated in Bermondsey, Croydon and Hendon. The sub-offices operate in excess of ninety churches throughout the country, providing religious services to in excess of five thousand beneficiaries.

The charity has a trading subsidiary company called Christ Embassy Limited (Company Registration No. 05862298) which became a subsidiary in 2012. The trading subsidiary shares the charity’s UK headquarter premises. The trading business involves the production, sale and distribution of religious books and media products.

The charity’s reported income in the year ending 31 December 2013 was £14,055,229 and its expenditure was £15,923,977.

Trustees
During the Commission’s engagement with the charity (since 2012) there have been numerous trustees in office. The table below only lists the trustees who were in office for a part of the inquiry.

Trustee From To
A (Reverend Christian Oyakhilome) 23 October 1996 17 May 2014
B (Reverend Anita Oyakhilome) 6 April 1999 2 June 2015
C (Pastor Obioma Chiemeka) 6 October 2009 13 October 2015
D (Pastor Nkemakonam Odiakah) 6 October 2009 15 February 2016
E (Pastor Ifeoma Onubogu) 6 October 2009 12 February 2016
F (Pastor Uche Onubogu) 17 May 2014 26 January 2015
G (Pastor Tony Obi) 17 May 2014 16 October 2015
H (Reverend Raymond Okocha) 17 May 2014 8 August 2017

Trustee A resided in Nigeria and was the founder and international leader of the charity. His wife, trustee B, resided in the UK and was leader of the UK based charity.

Trustees B, D and F were also paid employees of the charity during periods of their trusteeships, which was permitted by their governing document in particular circumstances.

Following the appointment of an Interim Manager and full governance review, a new board of trustees (the new board of trustees) was appointed on 12 April 2016 who are now responsible for the administration and management of the charity going forward. Significant progress has been made to address the governance and improve oversight and control by the new board of trustees.

Issues under Investigation

On 29 July 2013, the Commission opened a statutory inquiry (the Inquiry) into the charity under section 46 of the Charities Act 2011 (the Act).

The Inquiry closed with the publication of this report.

The scope of the Inquiry was to examine a number of issues including:

*the transactions between the charity and “partner organisations” that include grants made to a number of unidentified entities and Loveworld Television Ministry, Healing School, International School of Ministry, Christ Embassy France, Christ Embassy Canada, IPCC Conference and Rhapsody of Realities

*the administration, governance and management of the charity by the trustees with specific regard to connected party transactions in respect of payments to Loveworld Limited and the management of conflicts of interest

*the financial controls and management of the charity

*whether or not the trustees had complied with and fulfilled their duties and responsibilities as trustees under charity law

Findings
Transactions between the Charity & “partner organisations”
The Inquiry team examined the accounts of the charity, for the period 2009-2011 which showed that the charity had paid substantial grants to organisations classified as “partner organisations”.

During 2009-2011, the charity’s accounts show grants amounting to £1,281,666 were paid to Loveworld Television Ministry; £118,995 to Healing School, £186,616 to International School of Ministry, £10,000 to Christ Embassy Canada, £10,566 to Christ Embassy France, £37,216 to IPPC Conference and £77,266 to Rhapsody of Realities.

The trustees provided the Commission with a copy of their grant making policy, and admitted to the Inquiry that “Prior to the involvement of the Charity Commission the grant making practice consisted of a discussion by the Trustees at a Trustee meeting regarding who should receive grant”.

Following his appointment on 6 August 2014, the Interim Manager (the IM) examined the charity’s records and found no evidence of compliance with the Grant Making Policy. Documents examined, by the IM, demonstrated a lack of records and receipts to account for grants made and there appeared to be little consideration given to whether the receiving parties had expended grants appropriately and for intended purposes, as was required by the policy.

This demonstrates failure to comply with its grant making policy and inadequate recording of decision making by the trustees which is misconduct and/or mismanagement in the administration of the charity.

Administration, governance and management of Charity by trustees-specific regard to connected party transactions in respect of payment to Loveworld Limited (also known as Loveworld Television Ministry – registered number 4691981) and management of conflict of interest
The inquiry had serious concerns regarding the trustees’ decision making relating to the charity’s relationship with Loveworld Limited.

It was established that Trustee C, was the sole shareholder of Loveworld Limited since its incorporation in March 2003. Trustee C had also been trustee of the charity between October 2009 and October 2015. The primary objective of the Loveworld Limited was to advance Christian programming in the UK and to provide entertaining and educational programmes for the diverse demographics of the UK, which it did by carrying out both radio and television broadcasting services.

The trustees informed the Inquiry, payments made by the charity to Loveworld Limited were not grants/donations as indicated in their accounts but represented payments for broadcasting services provided by the company to the charity. On 28 March 2013, the trustees were asked to provide all documentation held by the charity or its trustees that recorded the decisions made in respect of the payments by the charity to Loveworld Limited. On 19 September 2013, the trustees provided only two sets of minutes of trustee meetings (minutes of trustees meeting dated 6 January and 6 April 2012) that appeared relevant to the issue. However, neither set of minutes included any decision or resolution to make payments to a company of which one trustee was sole shareholder.

The trustees did not have any formal contracts in place, or indeed rationale for using Loveworld Limited as opposed to any other broadcaster. Additionally the IM, during his inspection of books and records found no evidence to suggest that any of the trustees considered whether the costs charged by Loveworld Limited were better value than the costs charged by any other service provider. The trustees have failed to take, or have failed to record, any proper decisions as to why such payments are in the best interests of the Charity.

The IM confirmed that as early as 2009, the Audit Report highlighted to trustees that transactions with organisations and companies controlled by trustees were required to be disclosed in the financial statements as related party transactions. Auditors also recommended that trustees seek professional advice on whether these payments were permitted under their governing document, discuss and decide whether the payments were in the best interests of the charity and minute those discussions, ensuring that any conflicted parties withdraw from the meeting during discussions. The IM’s investigation into these matters found that this advice had not been followed and in particular there was no evidence that the trustees had sought legal advice.

The IM’s scrutiny of charity records and documents demonstrated that the trustees had failed to comply with the terms of the charity’s governing document and that they failed to comply with the requirements of section 185 of the Act in paying for services by a company owned by a trustee.

Additionally, the Inquiry identified that the charity had purchased a property in March 2006, costing £1.8 million and allowed Loveworld Limited free use of the property from 2006 until September 2012. The trustees informed the Inquiry that Loveworld Limited had only occupied a “small part of the premises”, on an informal basis, with the charity using the premises themselves until February 2014. They informed the Inquiry that the arrangement had been formalised since 2012 and the company was charged £75,000 per year for use of the property. The Inquiry considers that this level of rent indicates that Loveworld Limited occupied a substantial proportion of the building.

The trustees failed to demonstrate that rent for occupation of the premises was a properly assessed market rent which would cover the charity’s overheads. The trustees stated, that the yearly rental income covered all mortgage costs incurred by the charity, however later stated that the charity’s annual mortgage payment was higher than this.

It was unclear to the Inquiry how the permitted, free use of the premises to Loveworld Limited between 2006 -2012 was in the best interests of the charity and was properly authorised.

This indicates that the trustees failed to act in the charity’s best interests or with reasonable care and skill in terms of their decision-making and in the negotiation of the arrangements with Loveworld Limited and in not seeking appropriate advice regarding formalising occupation of premises by the company. In addition, the fact that the charity was also subsidising a proportion of the company’s utility bills indicates a lack of reasonable care and skill and a failure to use the charity’s resources responsibly. These actions were not in the charity’s best interest or in furtherance of its objects and were misconduct and/or mismanagement in the administration of the charity.

Ventaja Limited
An audit conducted by the IM on appointment also identified purchases in excess of £30,000 by the charity from Ventaja Limited – trustees’ reports and financial statements for year ending 31 December 2013: the charity declared £44,925 of purchases made from Ventaja Limited for decorating and the construction of a stage. The company was wholly owned by Trustee G. The payments were made while, Trustee G was church pastor and zonal pastor (prior to being appointed trustee in May 2014). His wife was also director of the company, church pastor and a salaried employee of the charity. The IM found evidence indicating that Trustee G had employed the services of Ventaja Limited to provide services to the charity but it was unclear from the charity’s records what considerations were made regarding potential conflicts of interest. It is unclear to the Commission that the decision making trustees, in position at the time payments were made, were acting only in the interests of the charity.

The trustees failed to provide any records to evidence that conflicts of interest had been identified or correctly managed prior to the opening of the Inquiry. Although the trustees provided the inquiry with a copy of their new “Conflicts of Interest Policy” in their 2013 response, they did not have any policy which covered the conflict which arose as a result of Trustee G, being a church pastor and trustee, authorising payments from his church to his company and therefore effectively paying his own company. The trustees failed to demonstrate that they had recognised or properly managed conflicts of interest. Consequently the Inquiry found this was misconduct and mismanagement in the administration of the charity.

Financial control & management of the Charity
When interviewed by the Inquiry in October 2013, the trustees explained the structure and administration of the charity to the Commission. The structure involved Chapters (also known as churches) within the charity which were spread across the UK with the use of over 100 premises. The IM found that cash collection and payment recording processes were not uniform across the charity, with a number of basic key controls (for example timely bank reconciliations or maintenance of the SAGE records ) found to be lacking.

Bank Accounts/Assets
The inquiry identified nine active bank accounts that the trustees identified as holding funds belonging to Christ Embassy Nigeria (Christ Embassy Nigeria is a separate company to the charity). The inquiry found no evidence to suggest that any of the banking institutions were aware that they were holding funds controlled by Christ Embassy Nigeria. In addition, the accounts were not named in such a way as would indicate the funds are controlled from Nigeria: for example, two of the active accounts are named Christ Embassy East London.

The inquiry, not being satisfied that the funds held in these accounts were owned by Christ Embassy Nigeria, exercised legal powers and issued orders dated 8 august 2014, under section 76(3)(d) of the Act, freezing six of these nine bank accounts, protecting funds to a value of £615,420.

In the absence of clear evidence to support the trustees’ position, the Inquiry concluded that funds held in the accounts belonged to the charity and these accounts remained frozen until the order was revoked on 24 August 2016. The Inquiry being satisfied that the new board of trustees had assumed control of the charity’s property discharged the freezing order on 24 August 2016.

This demonstrates the trustees’ failure to deal with the bank accounts appropriately and their lack of understanding of financial management and the importance of clearly identifying the charity’s property and/or assets held on behalf of another entity and is mismanagement and/or misconduct in the administration and governance of the charity by the trustees.

Tax related issues
The IM informed the Inquiry that the trustees’ failed to submit the charity’s 2010-11 and 2012-13 Self-Assessment Tax returns on time to HMRC thereby incurring penalties for late submissions. In addition, the IM found that the trustees had failed to comply with information Notices issued by HMRC thus incurring further penalties.

The trustees’ non-compliance and failure to submit the charity’s Self-Assessment forms within statutory deadlines resulted in scrutiny by HMRC creating a risk to the charity’s assets in regard to financial penalties incurred and is further evidence of trustees failing in their duty to protect and manage resources responsibly.

Gift Aid is available on donations made by UK tax payers such that the charity can reclaim the tax already paid on the donation by the donor. This means the charity can receive an extra 25p for every £1 donated. It is the trustees’ responsibility to ensure that the charity has effective systems and internal controls in place to ensure complete and accurate returns are made, reducing the risk of amounts being reclaimed by HMRC and ensuring that the charity receives the Gift Aid promptly and with confidence.

The IM established that the charity had failed to maintain:

*sufficient records or processes to show that expenditure by employees had not been an employee benefit and therefore subject to tax
*sufficient records to show that charity vehicles were being used solely for charitable purposes and not used by trustees/employees for private use
*sufficient records to support the charity’s claim to Gift Aid and to demonstrate the expenditure was in fact charitable

The IM dealt with these inquiries and agreed a settlement with HMRC. During discussions with HMRC, the IM made payments on account of £250,000 in order to minimise interest/penalty charges.

The IM informed the Inquiry, in excess of £1.4m of expenditure was disallowed by HMRC and became subject to tax.

The IM reached final settlement over these matters prior to his discharge.

The trustees’ failure to maintain sufficient records and processes to account for expenditure resulted in scrutiny by HMRC creating a risk of criminal proceedings and loss to the charity’s assets in regard to tax liabilities and is further evidence of trustees failing in their duty to protect and manage resources responsibly.


Whether complied and fulfilled duties and responsibilities as trustees under charity law

The Inquiry found a number of breaches of their legal duties by the trustees as evidenced in the previous sections of this report. Additionally the Inquiry found evidence that the trustees exposed the charity, its assets and/or its beneficiaries to harm or undue risk for example:

Property Related matters
The charity is unincorporated, and as such does not have legal personality and cannot hold property in its own name. Instead property must be held on behalf of the charity by nominated individuals (known as holding trustees, and often in practice one or more of the charity’s trustees). From time to time these individuals will change for example due to retirement or death, and the legal ownership of the property will need to be transferred to the new trustees to ensure that the Land Registry records are accurate.

The charity’s main asset other than cash was its ownership of a number of properties. The Inquiry identified 3 UK properties that were not disclosed to the Commission in the trustees’ first responses or during the October 2013 meeting. The trustees asserted that despite the legal title of the properties being vested in the name of two of the charity’s trustees, the properties “were acquired on behalf of, and held in trust for, Christ Embassy Nigeria”.

The Inquiry noted that the Land Registry entries in respect of the 3 properties made no reference to the beneficial owner being Christ Embassy Nigeria and documentation supplied by the trustees provided no evidence to support their assertions. None of the Land Registry proprietorship registers differed in any material way from those of the properties originally disclosed to the Commission as belonging to the charity. These matters were explored further by the IM. His investigations confirmed that the properties were held legally and beneficially by the charity and that there was no trust in place suggesting they were held on behalf Christ Embassy Nigeria.

The Inquiry obtained evidence that the trustees’ failed to ensure land registry details for charity properties were amended once trustees resigned. This was raised a number of times by Auditors in their reports from 2009 onwards and as a result the trustees failed in their duties and responsibilities as trustees to act in the charity’s best interests.

Insurance
The Inquiry found that the trustees failed to secure adequate insurance to protect charity assets and protect against claims for accidental damage to property/or compensation for accidental injury to third parties. The IM was made aware of an outstanding claim in February 2015, brought by a member of the congregation who was injured at a charity premises in 2012. The IM sought to identify whether any relevant insurant was in place. The trustees confirmed that there was no relevant insurance cover and following legal advice obtained by the IM, he settled the claim, in order to avoid lengthy and costly litigation.

The failings of trustees to act appropriately left the charity open to financial and reputational risk and losses, as well as to risk of litigation.

Planning & Building
The trustees failed to ensure that a property purchased by the charity had the necessary planning permission for use as a place of worship – D1 use as Non-Residential institutions, which include a place of worship and church hall. The previous owner had applied for permission to use the property as a place of worship, in 2003 but the planning application had been refused by the local authority. The charity appealed the decision unsuccessfully. Enforcement action was commenced by Southwark Council (18 April 2011). This was also unsuccessfully appealed by the charity. The continued unauthorised use of the premises as a place of worship by the charity, exposed it to enforcement action by the Council. The IM team liaised with the Council to permit a planned exit from the premised which was vacated in January 2015.

The existence of the enforcement notice is a criminal matter. Any breach of the enforcement notice and continued unauthorised use of the premises as a place of worship exposed the charity to prosecution by Southwark Council. Legal advice obtained by the IM confirmed that the breach could have led to criminal sanctions being imposed against the charity and potentially exposed the charity to confiscation proceedings under the Proceeds of Crime Act.

This demonstrates the trustees’ lack of understanding regarding planning law and regulations which exposed the charity to substantial financial risk as well as legal costs.

Conclusions
The Inquiry concluded that there was serious misconduct and/or mismanagement in the charity’s administration. The former trustees, at the relevant times had not complied with or fulfilled their duties as trustees under charity law. They failed to:

*exercise reasonable care and skill in the execution of their roles and as a result exposed the charity to risk and financial loss
*ensure sufficient financial controls and procedures to protect the charity’s property file their annual accounting information, in accordance with their statutory obligations, on time
*ensure that conflicts of interest were effectively managed comply with the terms of the charity’s governing document in relation to remuneration of trustees
*obtain professional advice during their decision making process and to properly record their decision-making
*comply with planning law and regulations and adhere to enforcement notices, causing the charity substantial financial loss
*address the need for Health & Safety compliance and the lack of adequate property insurance exposed the charity to considerable losses which could have been avoided or minimized with proper management and prompt action

In light of the findings and evidence of misconduct and/or mismanagement, the Inquiry exercised its legal powers under section 79(2)(a) of the Act to remove two of the trustees of the charity.

However the trustees subject to regulatory action resigned prior to the Commission being able to complete the process. Section 79(5) and 82 of The Charities (Protection and Social Investment ) Act 2016 has closed this loophole, thereby allowing the Commission to proceed to remove a charity trustee who has resigned following the Commission having given notice to the charity trustees of its intention to make a removal order. The law has since been amended so that resignations following the Commission issuing a notice of intention to remove a trustee would not prohibit the trustee’s removal and consequent disqualification from action as a trustee in the future.

Regulatory Action Taken
During the course of the Inquiry the Commission exercised its legal powers (Sections 47, 52 and 54 Charities Act 2011), provided by the Act, to issue various orders and directions for the purposes of information gathering from local authorities, private individuals and companies, including financial institutions.

The Inquiry directed trustees to a meeting on 18 October 2013 to discuss regulatory concerns and seek further explanation from the trustees. The charity’s books and records were also inspected on 13/14 November 2013.

The Inquiry, being satisfied in accordance with section 76(1) of the Act, that there had been misconduct and / or mismanagement in the administration of the charity and that it was necessary or desirable to act for the protection of the property of the charity, used a number of regulatory powers, under the following sections of the Act:

*section 76(3)(d) orders (8 August 2014), directing the banks not to part with the charity’s property without the Commission’s prior written consent, protecting £615,420 of the charity’s funds

*section 76(3)(g) appointing an Interim Manager on 6 August 2014 (appointment to take effect from 11 August 2014) and then under 337(6) varying the order (25 January 2016) to authorise the
*Interim Manager to appoint a new board of trustees
section 337(6) discharging (18 November 2014) the order not to part by further order, once the

*Interim Manager assumed control of the charity’s property

The former trustees exercised their right to appeal (8 August 2014) to the First-tier Tribunal, General Regulatory Chamber (Charity) against the order appointing the Interim Manager. The appeal was withdrawn on 20 January 2015 with the charity’s legal representatives, notifying the Commission that the trustees were “now willing to accept that the statutory threshold under section 76 of the Act was met in the present case”.

Appointment of an interim manager
The Inquiry appointed an interim manager, Rod Weston of Mazars LLP, (the IM) on 6 August 2014 under section 76(3)(g) of the Act to take over the management and administration of the charity to the exclusion of trustees. The trustees were not excluded from performing the religious and/or spiritual functions connected with their roles as Pastors within the charity.

The scope of the IM’s appointment included:

*taking control of the management and administration of the charity to the exclusion of trustees and taking steps to secure and protect charity property

*reviewing the governance and administration of the charity and taking remedial action in the best interests of the charity

*reviewing the charity’s financial controls, systems and reporting procedures, safeguarding funds and ensuring proper expenditure controls and governance
consider whether any of the decision making trustees were personally liable for any breach of duty/loss of the charity, taking remedial action to regularise any breaches of duty in the best interest of the charity

The costs of the IM’s appointment, including legal advice and fees that would have been necessary and incurred by any trustee, amounted to £1,244,983.50 excluding VAT. The costs of the IM’s appointment were met out of the charity’s funds and are itemised as follows:

*fees directly related to work as IM – £390,358.40
*professional fees – £854,625.10 (relating to work conducted by 3rd parties on behalf of the IM)
*In addition £208,000 of work was undertaken by the IM on a pro bono basis.

As part of his appointment, the IM completed a full governance and infrastructure review of the charity and its activities. His initial findings, on 9 October 2014, corroborated the Commission’s regulatory concerns relating to the charity, reporting that “the board of trustees appears to be fragmented” and “appear to have little appreciation of their roles, duties and obligations as Trustees”. He identified a number of Health and Safety risks and concerns as well as legal issues relating to property matters which had failed to be dealt with by the trustees and which posed financial risks to the charity. The IM’s investigations found failings in the charity’s governance, leadership and management structures and personnel, including identifying that the charity had insufficient financial controls and procedures.

Remedial actions were taken to regularise the charity’s governance to ensure it was fit for purpose. This encompassed the following:

*establishing a central record of all properties leased and/or rented by the charity to ensure that the terms of leases were being met appropriately and suitable exit plans were in place where leases were due to expire
*establishing an accurate record of assets (ownership of a number of properties, motor vehicles and a range of fixed assets ) owned by the charity, gaining control of the charity’s property portfolio and cash reserves – the IM reduced the number of bank accounts in operation from approximately 40 to 8 and in September 2015 took control of just under £12,000,000

*introduction and implementation of financial controls, systems and reporting procedures, regularising the management of income and expenditure

*Health and Safety audits and fire risk assessments were carried out; training provided to staff and implementation of suitable Health & Safety policies and procedures
extensive liaison with HMRC resulting in settlement of the charity’s tax liabilities
recruitment of new board of trustees

*induction and training of new trustees

Restitution
On 18 November 2015, the IM considered professional advice and the particular circumstances of this case and decided that restitution (by way of civil claims against former trustees for breaches of duties and losses to the charity was not in the best interests of the charity.

Following the appointment of a new Board of Trustees on 12 April 2016, significant progress has been made to address the governance and improve oversight and control by the new trustees, as a result of which the IM was discharged on 12 April 2016.

Issues for the wider sector
Financial Controls & Accounting Records
Proper financial controls are a necessary feature of any well-run organisation. Because of the special characteristics of the charitable sector, they play an essential part in helping to show potential donors and beneficiaries that a charity’s property is safeguarded, and that its management is efficient.

Trustees are equally responsible for the overall management and administration of the charity. Every charity’s accounting records must be sufficient to show and explain its transactions and disclose with reasonable accuracy its financial position. Trustees should ensure that financial controls are not only adequate but provide sufficient information to satisfy the trustees that the controls are being observed. If, due to the nature of the charity, its work, location and /or set up the trustees delegate supervision of financial arrangements to one or a small number of trustees or employees, they need to ensure that there are arrangements in place for proper reporting back to the whole trustee body. In this way, system failures or issues can be identified at an early stage.

Therefore, in order to show that they are complying with their legal duties, trustees must keep records and an adequate audit trail to show that the Charity’s money has been properly spent on furthering the Charity’s purposes for the benefit of the public.

Conflicts of Interest Policy
Charity trustees should ensure that they have a conflicts of interest policy in place to ensure that they are fully aware of their responsibilities and that any conflicts that do arise are appropriately managed.

Where a charity trustee has a conflict of interest they should follow the basic checklist set out in the Commission publication Conflicts of interest: a guide for charity trustees (CC29) and where necessary or appropriate take professional advice.

The law states that trustees cannot receive any benefit from their charity in return for any service they provide to it or enter into any self-dealing transactions unless they have the legal authority to do so. This may come from the charity’s governing document or, if there is no such provision in the governing document, the Commission or the Courts. Further information is available from Trustee expenses and payments (CC11).

Charity Property
Charity trustees have a general duty to manage their charity’s resources responsibly, reasonably and honestly. This means not exposing their charity’s assets, beneficiaries or reputation to undue risk. It is about exercising sound judgement and then taking decisions that a reasonable body of trustees would do.

Trustees must put appropriate policies, procedures and safeguards in place and take all reasonable steps to ensure that these are followed.

If a charity owns land or buildings, trustees need to know on a continuing basis what condition it is in, that it is being properly used, and that adequate insurance is in place. The essential trustee: what you need to know, what you need to do (CC3) makes clear that decisions about charity land and property are important. If the charity owns or rents land or buildings, the trustees need to:

*make sure the property is recorded as belonging to the charity
know on what terms it is held
*ensure it is properly maintained and being correctly used
*make sure the charity has sufficient insurance

A charity’s governing document or the general law can provide a ‘power to insure’. If the governing document imposes a positive duty to insure, if trustees then fail to insure property, this will be a breach of trust. More details are available in the Commission’s guidance Charities and insurance (CC49).

Trustee Decision Making
Charity trustees are responsible for governing their charity and making decisions about how it should be run. Making decisions is one of the most important parts of the trustees’ role. Trustees can be confident about decision making if they understand their role and responsibilities, know how to make decisions effectively, are ready to be accountable to people with an interest in their charity, and follow the 7 principles that the courts have developed for reviewing decisions made by trustees. Trustees must:

*act within their powers
*act in good faith and only in the interests of the charity
*make sure they are sufficiently informed
*take account of all relevant factors
*ignore any irrelevant factors
*manage conflicts of interest
*make decisions that are within the range of decisions that a reasonable trustee body could make

It is important that charity trustees apply these 7 principles when making significant or strategic decisions, such as those affecting the charity’s beneficiaries, assets or future direction.

Share this:

Related posts

Groom Beaten To Death At Wedding Reception

person

Joe Melgoza, a newly wed groom was beaten to death at his wedding reception venue in California, United States, over the weekend, hours after exchanging vows with his wife.

Police say two brothers came to the backyard of the venue uninvited, and beat the groom to death with baseball bats.

The 30-year-old was found suffering from a blunt-force trauma to the head in the backyard of a home located across the street from the reception venue in Chino, at around 2.20am on Sunday.

He was rushed to Chino Valley Medical Center, where he succumbed to his injuries, leaving behind his wife of few hours and 11-year-old daughter.

Based on information obtained from witnesses, police identified the suspects in the brutal killing as brothers; Rony Aristides Castaneda Ramirez, 28, Josue Daniel Castaneda Ramirez, 19.

According to the Chino Police Department, the siblings did not know Melgoza, but lived not far from where his wife’s family lives on the 13200 block of 17th Street, where the wedding reception was being held,  according to KTLA5.

The wedding suspects allegedly started a fight with some of the guests at the event, and were asked to leave, which they did. However, they returned shortly after, armed with baseball bats, according to Melgoza’s brother, Andy Velasquez.

Velasquez told NBC Los Angeles that his brother tried to confront the “cowards,” who then pulled him away and killed him.

Two other guests sustained minor injuries in the earlier confrontation with the attackers.

“My brother did not deserve to die like that, he was a good man, he was a solid man,” Velasquez said.

“’My brother was protecting his family. They came and they murdered him.’”

Velasquez said Melgoza was a father figure to him, having taught him how to be a man and raise his own family.

“Joe was a loving son, brother, father, cousin, partner, family member and friend,” the description of a GoFundMe campaign reads.

“He always had a way to make you smile. He was there for you at anytime to give a helping hand. He was taken from us in such a tragic and horrific way.”

Related posts